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Paypal Chargeback Question

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  • stavros_2
    stavros_2 Posts: 772 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    burbs wrote:
    i dont really believe that paypal can charge your credit card without you aauthorising it. if they do then that is fraud and as soon as they do it contact your card issuer and inform them of the situation and they will deal with it.

    as for the bloke sending proff of post etc, he has his money and there is no way he will mess around with that. if he knew he was selling you a stolen voucher and he has already taken his money then do you really think he is still going to mess around sending proff to paypal. i doubt he still has the account open.

    paypal have shot themselves in the foot here and there is nothing they can do to you now they have refunded you

    The guy is still selling by the way, and using paypal as his only payment option so i think his account is still open ;)
  • binary0110
    binary0110 Posts: 43 Forumite
    Couldn't you simply "lose" the credit card and get a new one (with a different number)? As long as there aren't any existing authorisations on your current card I don't see how PayPal could possibly retrieve funds from a new credit card number.

    If you have to use PayPal again then I would suggest starting a new account and abandon your existing one.
  • Becles wrote:
    I've had an e-mail from PayPal this morning saying they have recieved the chargeback from my credit card. They say if the buyer sends proof of delivery within the next 3 days, I will have my credit card charged again for the full amount.

    Report the credit card as lost/stolen. You'll have a new card (with new CC number) within the week. Problem solved.

    :)

    Gordon
  • Becles
    Becles Posts: 13,184 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Police told me to contact Ebay fraud dept. Ebay fraud dept told me to contact the Police :rolleyes:

    Keeping card open as we're going away for a few days this week and I might need it. Thinking about cancelling on my return though.
    Here I go again on my own....
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