what happens if.....

fredandwilma

lilibet1 wrote: »

my dh is off work for longer than 12 weeks due to ill health (full pay for the first 12 weeks) Will he continue to get Sick Pay and is there any help for the mortgage?

lilibet1 wrote: »

I would cancel the policies now if I found out that they would be off set and my dh is working 16-18 hrs a day and will do until its not poss to do it anymore as he is a workaholic im just asking the questions now as i like to be prepared thats all.

Is he working or not working?

princessdon

Is he working or not?

All policies will be paid into the account on the paperwork - Have you changed this?

lilibet1

He is working at the moment but not well but waiting to see if he gets any better.

I have now had confirmation that the mortgage would be paid by the insurance.

If someone was dismissed from their job and didn't have any mortgage pro would the government scheme pay the int only on their mortgage? Just wondering. Thank you

skintandscared_2

I'm not sure what government scheme you are referring to? There is something I've read on here whereby you can get assistance with the interest portion of a mortgage only, if you meet certain criteria. But that doesn't actually pay your whole mortgage payment.

lilibet1

Hi skintandscared

The scheme that im referring to is the interest only one? x

skintandscared_2

This should tell you everything you need to know. It looks like you need to be claiming other benefits to be entitled to it, so see if you qualify:

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/On_a_low_income/DG_180321