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payday ninja

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  • Please don't get out a pay day loan, I've just written 3 blogs on my four year struggle with them. I was 19, and naive about these companies, i got into a vicious cycle. Once I started to get them, I paid it back on pay day then was skint from paying the stupid interest. I worked out that over the 4 years I have borrowed £8k and paid back £14k, this is my first month without using one in 4 years and I had no money 2 days after pay day. It honestly isn't worth it.
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