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payday ninja

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  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    This just shows that these PDL's are seriously running out of names. I mean payday Ninja has got to be the worst ever.

    No, I think Wonga has already cornered the market in cr*p names... ;)
  • This just shows that these PDL's are seriously running out of names. I mean payday Ninja has got to be the worst ever.

    Wasn't there a 'Shark Loans' mentioned on here some months ago? Now that name was the dogs bo**ocks!
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Doshdog is even worse.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Mini Loans, txtcrdt, Tiny Loans, Nemo, Payday Panda, Gopher Loans

    The list of crud goes on and on.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • Elvisia
    Elvisia Posts: 914 Forumite
    Part of the Furniture Combo Breaker
    Although I do agree with the above at least the OP came onto here to ask about Payday Ninja before signing up, people are always moaning on the boards that people come on here once they've either been had by a broker or they've got in trouble with a payday loan.

    It seems unfortunate that society is growing into one where we just expect to have things, rather than learn to wait and save (this may or may not be the case for the OP, they didn't say why they needed the loan). I live next to a brand new housing estate where a basic house is £340k with a small 4 bed at 600k, and yet they all have vans coming everyday with new TVs and appliances. I can only assume the majority of people are taking out loans for the house and new stuff, as they are ten years younger than me and I can't afford it, and couldn't have afforded it even when I had a very well paying job. I could only have afforded it by taking out loans. Maybe I am wrong and people earn massive salaries and can pay in cash.

    Sorry I have gone on a Monday morning rant. OP - don't use Payday Ninja, or any other company, it'll get you into more trouble in the long run.
  • fwor
    fwor Posts: 6,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think the negative response to "payday ninja" and the like misses the point that few of us here is anywhere near the target market that these companies are aiming their "services" at.

    Just the fact that we can string a fairly coherent sentence together, and have a basic idea of what an APR is, means that they are not interested in any of us.

    I'd guess that their target is the late teens/early twenties, semi-literate, with little life experience or financial awareness. I doubt that many of us here have much of a clue about what names would appeal to that category of person, but I'd be prepared to bet that these companies have done their research on that.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    fwor wrote: »
    I'd guess that their target is the late teens/early twenties, semi-literate, with little life experience or financial awareness. I doubt that many of us here have much of a clue about what names would appeal to that category of person,
    Spk 4 yaself Yo!!
    s6r3ut.jpg
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    KingElvis wrote: »
    Mini Loans, txtcrdt, Tiny Loans, Nemo, Payday Panda, Gopher Loans

    The list of crud goes on and on.

    Fair point, Your Maj., I concede... Not heard of "Payday Panda" though - let us hope that they are as endangered as their unwitting, innocent, copulation-averse, namesakes... ;)

    This puts me in mind of an early South Park episode - does anyone remember the kids' "educational" mascot S*xual Harrassment Panda and his jaunty theme-tune?!

    R xx
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    oooh sexual harrassment pan-da! lol gonna have that in my head for a long time now thanks!!

    On dodgy names there's that 'amigo' company now where you can drag a friend through your payday mishaps!! I mean seriously?! How can anyone be soooo stupid?! xxx
    Life is too short not to love what you do.
  • I dont think Payday Ninja is that bad of a name.
    Have you seen smellybinman .co.uk :rotfl:
    Ridiculous is an understatement.
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