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payday ninja

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winterwhite11
winterwhite11 Posts: 283 Forumite
hello, i come across payday ninja who say they can loan you a small amount of money for up to a month with no credit checks..is this true?
it sounds wrong.
also can anyone let me know what sort of checks these payday loans normally do
do you need to be on electoral roll?
if i took a loan with them will they phone my employer and let them know my buisness?thanks
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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Payday ninja really???

    Surely if your desperate their must be different options rather then these dirty scummy !!!!!?
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Take a step back.

    Look at how you budget. Work out why you're running out of money.

    Then hit yourself over the head several times until you realise that borrowing from any company like this, especially one with such a stupid name, is completely bonkers.
  • Look at the name! Do they sound like a firm you want to be dealing with?
    Thinking critically since 1996....
  • ihateyes
    ihateyes Posts: 1,326 Forumite
    Payday Ninja, doesnt lend money, infact they arent a broker.
    All they do is send your details to every tom d!ck and harry.
    You will get bombarded by text and phone calls from people promising you the earth, maybe even askin you to pay an upfront fee!
    Promo codes are never always cheaper..... isnt that right EuropCar?
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    Payday Ninja? What will they come up with next?!:rotfl:

    Seriously save up a few hundred quid in good months and then when you are on your knees in a bad month you can dip into your savings interest-free!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    hello, i come across payday ninja who say they can loan you a small amount of money for up to a month with no credit checks..is this true?
    it sounds wrong.
    also can anyone let me know what sort of checks these payday loans normally do
    do you need to be on electoral roll?
    if i took a loan with them will they phone my employer and let them know my buisness?thanks

    All loans with payday ninja come with a free genie.

    With the first wish he will deliver your cash on a magic carpet, with the genie's second wish he will wipe your credit record clean, with the 3rd wish he will wake you up from your dream.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hello, i come across payday ninja who say they can loan you a small amount of money for up to a month with no credit checks..is this true?

    No it's not. They don't lend money.

    They're an EasyLoans affiliate. From their T&Cs at http://paydayninja.co.uk/:
    The web site (https://www.paydayninja.co.uk) is operated by Huckleberry Design LLP who markets for Easy Loans Ltd

    Despite using this wording on their website:
    We process your application fast, providing you with cash when you need it most.

    They do not lend money, therefore they cannot "[provide] you with cash."

    EasyLoans itself is a loan broker, providing back-end services to (other) scammers. The tell tale sign is this text on its website:
    EasyLoans works with many of the leading UK payday lenders including some of the newest entrants into payday loans market including some of the lenders listed below.

    That means we don't lend money.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Well this post demonstrates Why there are so many scam sites about.

    After claiming it all sounds wrong, OP still wants to take a ninja leap of faith and apply.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Jesus wept...........

    (but he didn't go to payday ninja)
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    This just shows that these PDL's are seriously running out of names. I mean payday Ninja has got to be the worst ever.
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