BNPL Downfall diary

Penny2myName

I need slapped handies. Over last two days have wasted £10 on a bottle of cheap baileys and sweets (included an easter egg).
Also so I dont miss a certain amount of money, I have set a savings account up for my daugher with a standing order of £3 a week out of my bank. Any thing higher and I think I would have noticed it. I am hoping that if i can start saving for the kids, as I get my debts paid off, I will be in the habit enough, to be able to start saving for myself.
Tomorrow I will put in my new balances.

Penny2myName

New day New month, new figures.
Well I am going to see just how economical I can be, I am aiming at feeding myself and 2/3 children (one doesn't live with me but tends to turn up atleast half the week) for £2 a day.
The only items not added into this is cereals, beverages, spreads (margarine)and milk.

Sunday 1st
Both boys are stopping at my mum's today so just me and daughter

Summer Smoothie makes 900ml in total 300ml per serving 176.1 cals, 2.7 F+V

200g smartprice bananas flesh only 23p
200g fresh strawberries 18p (reduced 35p for 400g)
200g smart price apples flesh only 26p
100g smart price natural yogurt 8p
200ml whole milk asda (not counted)

Fried Egg Sandwich 270.8 cals per serving

4 slices of Asda Danish White 8p
2 smart price eggs 14p
thin spread of utterly butterly

Baked Potatoes and fillings 857cals per serving 3.9 F+V

2 x potatoes (4x packet at 50p) 25p
1 tin of smart price baked beans 17p
1 tin of smart price sweetcorn 17p
blob of utterly butterly (25g)

£1.56 for the day, covering 6.6 of out daily fruit and veg and using only 1304 of recommended calories, yay room for icecream but asda now shut so cant buy a tub of smart price icecream which I believe is less than 50p, will look tomorrow.

Penny2myName

To Help keep myself focused, I am posting myself a gentle reminder of income and outgoings.

April SOA
Income
Income Support £229.80
Child Tax Credit £293.80
Child Benefit £116.60
Maintenance £100.00

Total £740.20

outgoings
Electric (not know yet)
Gas £40.00
Phone +BB £38.04
Tv Licence £21.95
Water £33.30
Water Arrs £15.68
Saving DD £12.00
Mobile £25.00ish till july
pc cover £6.99
DD travel £4.95
Shopping £60.00 (personal challenge)

Total £257.91


Debts
LittleWoods £141.00
Dell £13.26
DFS Dining £22.10
DFS Sofa £83.51
Rent Arrears £20.00
Kev £70.00

Total £349.87

GrandTotal £607.78


Leaving £132.42 for weekend away with son, £100 B+B still to be paid.:eek:

Penny2myName

Monday 2nd

Summer Smoothie makes 900ml in total 300ml per serving 176.1 cals, 2.7 F+V

200g smartprice bananas flesh only 23p
200g fresh strawberries 18p (reduced 35p for 400g)
200g smart price apples flesh only 26p
100g smart price natural yogurt 8p
200ml whole milk asda (not counted)

Tomato soup already in
4 slices Asda Danish White 8p


Smartprice Spaghetti Already in
Smartprice Smartprice pasta sauce - bolognese 440G 27p
smartprice Beef mince 400G 75p

1x baked potatoe 13p
25g utterly butterly

£1.98

Penny2myName

Tuesday 3rd

Banana & Chocolate Smoothie makes 2 servings 188.5 cals, 1.4 F+V

200g smartprice bananas flesh only 23p
100g smart price natural yogurt 8p
200ml belgian chocolate Milkshake GFY 10p(1lt reduced to 50p)

Sweet & sour Chicken 66p
spring rolls 66p
Smartprice Noodles X2 16p
6x smart price Crumpets 16p


Potatoes (mashed) Already in
Frozen cocktail sausages Already in
Smartprice beans 17p



£2.22 gone over today

Penny2myName

In my defense, hehe, with myself being a veggie and the kids are not, sometimes i have to make a number of different meals for one meal time...thats my excuse anyhow

Penny2myName

Wednesday 4th April

strawberry and chocolate smoothie makes 900ml in total 225ml per serving(4) 83.2 cals, 1.0 F+V

300g smartprice strawberries 26p (reduced 35p for 400g)
100g smart price natural yogurt 8p
300ml belgian chocolate Milkshake GFY 15p(1lt reduced to 50p)

6 slices asda danish white 12p
6 Eggs 42p
3 crumpets 8p

9 smartprice fish fingers 21p
500g smart price chips 15p
2 eggs 14p
8 slices asda dansih white 16p
1 tin smartprice beans 17p

£1.94

Penny2myName

Thursday 5th April

300g smart price chips 9p
4 smartprice chicken burgers (already in)

1x egg 7p
2 slices asda dansih white 4p


Then decided since kids are at their dads all weekend, I am living on soups i already have in due to sore throat and attack of ulcers, to treat the kids to pizza and chips which cost £6.50 (Thursday, Friday and saturday's allowence)

£6.70

my cheap meals wont be filled in now till kids return, so monday will be start for next week.

Penny2myName

Monday 9th April

Free food around mum's all day as she was doing a special pizza day for my son's birthday

£0.00

Tuesday 10th April

3 crumpets 8p
20g cheese 8p

Sausage Sandwiches
4x slices asda dansih white 8p
4x smartprice thick pork Sausages 24p

Pasta Bolognese
Smartprice Smartprice pasta sauce - bolognese 440G 27p
ASDA Beef mince 500G 65p (reduced)
Penne (already in)

Egg Sandwich
4x slices asda dansih white 8p
2 smart price eggs 14p

Total £1.62

My throat is getting worse, and finding drinking coffee even painful now, amazingly crumpets if not over cooked are not too bad on the way down, so think till throat is better I am on crumpets atleast. When I started this £2 a day personal challenge I did buy £4 of fruit in in total, well we still have 4 pears left which will proberbly last till tomorrow, working out at around 36p a day on fruit.

Penny2myName

Wednesday 11th April

Cheese on toast
6 x slices asda dansih white 12p
200g cheese 75p

8 Eggs 56p
12 mini vegatable waffles (already in)
2 tins smartprice beans 34p
smart price chips 20p

Total £1.97