Enduring Power of Atorney

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Currently registering a Enduring Power of Atorney for MIL.
Can MIL still sign cheques and Docs., after EPA is registered?
Can MIL still sign cheques and Docs., after EPA is registered?
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http://www.justice.gov.uk/downloads/forms/opg/epa101.pdf - page 18
Normally an EPA is registered when the donor loses capacity and therefore cannot run their own affairs. If they haven't lost capacity you shouldn't be registering it but use it unregistered
But the Mental Health Act makes the presumption that anyone capable of doing so has the right to manage their own affairs - therefore if they can make a decision/sign they may do so. I would think it is the overriding thing
You may find that banks, etc, disagree.
I can see a certain family dynamic problem if trying to do this with a mother in law.