We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclay Card Credit Limit

13»

Comments

  • peterg1965
    peterg1965 Posts: 2,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    lynxptc wrote: »
    Does anyone have a Barclaycard that they pay off in full each month and had a credit limit increase?

    Yes, my credit limit has been upped to £12,500 from £10,000 without asking. I pay off monthly most of the time and have been a customer for 24 years. They also have reduced the interest charge to 11.9% APR permanently. I know they are not necessarily the best CC provider, but they have been OK to me over the years. I suppose I must be a 'loyal' customer!
  • smithja
    smithja Posts: 561 Forumite
    Hi lynxptc

    Yep, under the Data Protection Act we all have the right to opt out of automatic decision making and ask for a manual review, when an actual person has to consider the matter.

    If you use the email addresses for Barlcays in my previous email and ask them to do the above, they might not change the limit but they will do a manual review. I have been dealing with a member of staff in the Barclaycard BCR Correspondence and Complaints team, when they answer the phone they say "recruitment", which puzzled me until I found out through google it is actually customer recruitment and not staff recruitment. I dont really want to put the phone number on here as it is a direct line number for one member of staff, and having been so nice to me, it might cause her a lot of hassle having to divert calls.

    Good luck.

    James
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.