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How to find out whether I was mis-sold PPI?
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Seagull_Rob
Posts: 14 Forumite
My lady took out a loan in 2001ish with Citi Financial. The account has since been paid off.
She believes PPI may have been mis-sold to her, but has no idea about account numbers and does not possess any statements/agreements/paperwork related to the account.
So, does anyone on here know how to find out about PPI mis-selling on accounts that the holder has no information on?
Thank you very much.
Rob.
She believes PPI may have been mis-sold to her, but has no idea about account numbers and does not possess any statements/agreements/paperwork related to the account.
So, does anyone on here know how to find out about PPI mis-selling on accounts that the holder has no information on?
Thank you very much.
Rob.
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Comments
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She doesnt need the agreement. She just needs to put in a complaint stating why she thinks she was mis-sold. She also needs to supply enough personal info for them to identify her (name, addresses (current and past if applic), date of birth).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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She doesnt need the agreement. She just needs to put in a complaint stating why she thinks she was mis-sold. She also needs to supply enough personal info for them to identify her (name, addresses (current and past if applic), date of birth).
Ok, she's not sure she was mis-sold PPI, but remembers feeling pressured and rushed into taking out the loan. As there was a culture of PPI mis-selling amongst the banking industry back then, she suspects PPI was added on.0 -
She has no evidence to back this theory up.0
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then i don't think you have a strong complaint, you have to prove you were mis-sold and he said/she said claims are extremely difficult to prove
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In the greatest respect if she isn't sure she was missold ppi then she probably wasn't.Seagull_Rob wrote: »My lady took out a loan in 2001ish with Citi Financial. The account has since been paid off.
She believes PPI may have been mis-sold to her, but has no idea about account numbers and does not possess any statements/agreements/paperwork related to the account.
So, does anyone on here know how to find out about PPI mis-selling on accounts that the holder has no information on?
Thank you very much.
Rob.CC 1 :- £5800/ £5,800 CC2:-[STRIKE] £4513 / £4513[/STRIKE] CC3: £4622.53/ £4622.53[/STRIKE] CC4:- £8971/ £8971[/STRIKE]Loan:- [STRIKE]£1785.63 / £1785.63[/STRIKE] 0
Actual total debt January 2011 £39,451.30 Paid to date 39,375.77
:beer: PPI from HSBC = £4172 :beer:0 -
Still worth a shot ey?0
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You are of course joking arn't you?Still worth a shot ey?
It would be fraudulent to make a claim that was unfounded and could result in court proceedings.
Not even mentioning the fact that it would hold up others in the system who have valid claims!!!!CC 1 :- £5800/ £5,800 CC2:-[STRIKE] £4513 / £4513[/STRIKE] CC3: £4622.53/ £4622.53[/STRIKE] CC4:- £8971/ £8971[/STRIKE]Loan:- [STRIKE]£1785.63 / £1785.63[/STRIKE] 0
Actual total debt January 2011 £39,451.30 Paid to date 39,375.77
:beer: PPI from HSBC = £4172 :beer:0
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