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Declined for Natwest Share dealing ISA what next?

I applied for a Natwest Share dealing ISA assuming it would go through fine as I in my opinion did not want any credit.

I have been declined due to a CCJ I have against me from 2010, I was not aware I even had the CCJ but it is now showing as satisfied so I guess the creditor is happy also.

What can I do about this I want to buy some shares and feel its harsh I cannot spend money I have. I am not looking for credit just the spend my hard earned cash.

Will I get the same problem if I try another bank? Is there a way round this?

Thanks for any help.

Comments

  • YoYoY
    YoYoY Posts: 281 Forumite
    edited 18 July 2012 at 1:01PM
    doug81 wrote: »
    I applied for a Natwest Share dealing ISA assuming it would go through fine as I in my opinion did not want any credit.

    I have been declined due to a CCJ I have against me from 2010, I was not aware I even had the CCJ but it is now showing as satisfied so I guess the creditor is happy also.

    What can I do about this I want to buy some shares and feel its harsh I cannot spend money I have. I am not looking for credit just the spend my hard earned cash.

    Will I get the same problem if I try another bank? Is there a way round this?

    Thanks for any help.

    If the CCJ is showing as satisfied, you must have satisfied it, so I'm a little confused as to why you didn't know it existed in the first place :huh:

    There's no 'way round' a CCJ on your file, although it will disappear after 6 years.
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