Removing a person from a Joint bank account?

gemmaking

If there are 2 users on a joint bank current account.

Primary user (to be removed)
Secondary user,

and the Primary user wants to remove themselves from the account

1) Will this have a negative impact on Primary users credit file?

2) Will this leave the 'secondary' holder as the new Primary holder?
(as they will be the only user on the account? )

bryanb

As I understand things there are no primary/secondary users, it is joint. Why not just close it and open individual accounts?

StuC75

as per Bryan; close the joint account and open a new account..

CLAPTON

with virtually no information provided, simply removing yourself from a joint bank account will probably have no impact on your credit rating

however if that meant you then had no current a/c that would be unfortunate

meer53

You don't need to make 2 posts about the same thing, just add to your original post.