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Removing a person from a Joint bank account?

Options
If there are 2 users on a joint bank current account.

Primary user (to be removed)
Secondary user,


and the Primary user wants to remove themselves from the account

1) Will this have a negative impact on Primary users credit file?

2) Will this leave the 'secondary' holder as the new Primary holder?
(as they will be the only user on the account? )

Comments

  • bryanb
    bryanb Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As I understand things there are no primary/secondary users, it is joint. Why not just close it and open individual accounts?
    This is an open forum, anyone can post and I just did !
  • StuC75
    StuC75 Posts: 2,065 Forumite
    as per Bryan; close the joint account and open a new account..
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    with virtually no information provided, simply removing yourself from a joint bank account will probably have no impact on your credit rating

    however if that meant you then had no current a/c that would be unfortunate
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    You don't need to make 2 posts about the same thing, just add to your original post. :)
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