what to do next?

January20

^^^ I agree with this. I too can't believe that your property hasn't increased in value. I've been looking at properties around my area as I'm looking to move and if you use Google or https://www.ourproperty.co.uk you can get a good idea of what properties used to cost and what they cost now. I suggest you start with that. You will find properties in the area of your old house and even in the same street, I am sure! With some sold houses, you can still see the photos for comparison with your own. Try that and then discuss the finances further with you ex and your solicitor too.

ETA: surely, if your name is on the deeds of the house, and your ex admits that you own 1/2 of it hence wanted you to pay the mortgage, the police have no powers to stop you getting near or in what it YOUR OWN property?

BitterAndTwisted

If she goes to the property the ex-husband phones the police. Once they turn up no-one can rely on police officers having any knowledge or interest in civil matters, which that is. Their area of expertise (allegedly) is the criminal law. They are very likely being contacted because the caller "fears a possible breach of the peace". And that is of interest to the police, who will come out if they have the resources available.

Seanymph

They have told you wrong - or you didn't explain it properly so they understood.

I owned a house, which was 'for sale' in a different part of the country, I had to move through work and was entitled to assistance with rent and council tax EVEN THOUGH I owned a house (outright actually) because I didn't have an income from it as it wasn't rented it was empty with a view to sell.

I didn't need to claim it in the event (it sold) but whether or not I owned property was irrelevant to my claim, only the income was relevant.

Unless all authorities are different.

Pollycat

Pollycat wrote: »

I've been in the same house for 20 years so don't really know what prices are like and I know house prices have fallen, but is it really true that your house is worth less than you paid for it 10 years ago and after paying the mortgage for 10 years?

BitterAndTwisted wrote: »

I refuse to believe that a property bought ten years ago has not increased in value at all. Even if there are mortgage arrears I can't see how there can be no equity whatsoever. I think your ex-husband is a liar.

January20 wrote: »

^^^ I agree with this. I too can't believe that your property hasn't increased in value. I've been looking at properties around my area as I'm looking to move and if you use Google or www.ourproperty.co.uk you can get a good idea of what properties used to cost and what they cost now. I suggest you start with that. You will find properties in the area of your old house and even in the same street, I am sure! With some sold houses, you can still see the photos for comparison with your own. Try that and then discuss the finances further with you ex and your solicitor too.

ETA: surely, if your name is on the deeds of the house, and your ex admits that you own 1/2 of it hence wanted you to pay the mortgage, the police have no powers to stop you getting near or in what it YOUR OWN property?

The equity in the house appears to be a common question.

Maybe you could tell us more - maybe some figures like cost of house, mortgage etc.

You say:

miss_fletcher wrote: »

5, the divorce and the finances are done separate.

When is your solictor going to sort out finances?

miss_fletcher wrote: »

can you tell me wot a troll is?

http://www.urbandictionary.com/define.php?term=troll