what to do next?

miss_fletcher

I seem to be banging my head against a brick wall and dont know what to do next.

I got married in September 1996 to someone in the army so we lived in service quarters until November 2002 when we brought a house together and in 2003 he came out of the army after doing his 22. Then in 2010 i left him because he was having an affair. i left the family home and moved back home to my mum's to sort things out. my ex moved in with his new partner 2 weeks after i left and my daughter stayed in the family home until he kicked her out so he could move his new family in.
we got divorce this year but the thing is now, my ex wants the house which he can have cuz there is no money in it, all i want is my name taken off the house and mortgage, so i can move on but the ex wanted me to pay half the mortgage which i refused as i cant go near the house cuz he calls the police on me. plus he has created arrears now on the mortgage and wants 18 mths to pay them off before its signed over to him and all this time im staying on friends and family sofa's because i cant get help with housing and cant claim housing benefit.

Im working full time and always have done to support myself but i need to find a place i can call home, so is there any charities out there that will help me with a deposit

any help and advice would be great

miss f x

londonsurrey

What is your profession? If you are a key worker, you may be able to use that to get help.

miss_fletcher

i work in a private school as a minibus driver

BitterAndTwisted

If you're staying with friends or family presumably you're not paying much in rent, so how much have you managed to save so far towards a deposit for a rented property?

Seanymph

You can claim housing benefit even if you own a house.

Have you spoken to them about your particular circumstances?

Pollycat

Wasn't division of the assets (or non-assets) discussed as part of the divorce?

I've been in the same house for 20 years so don't really know what prices are like and I know house prices have fallen, but is it really true that your house is worth less than you paid for it 10 years ago and after paying the mortgage for 10 years?

newcook

If you are sleeping on friends sofas where does all your money go?
If your daughter got kicked out of the family home where is she staying?
Why was this not sorted out during the divorce settlement?

LandyAndy

Apologies to the OP if it isn't but this looks like a troll to me.

miss_fletcher

answer to ur question,

1, the house is in the midlands and i live bck in my hometown down south.

2, my daughter and her boyfriend have got their own place which is in the midlands.

3, i have an agreement with the family as to where i staying they get a set amount each day for letting me stay.

4, my money im not wasting im paying off debt that my ex has created since i left cuz i was stupid not to change it all into his name.

5, the divorce and the finances are done separate.

can you tell me wot a troll is?

miss t x

miss_fletcher

ps
i have been into housing and been told i am not entitled housing benefit aslong as my name is on that house.

BitterAndTwisted

I refuse to believe that a property bought ten years ago has not increased in value at all. Even if there are mortgage arrears I can't see how there can be no equity whatsoever. I think your ex-husband is a liar.