Preparedness for when

[Deleted User]

Frugalsod wrote: »

Things like the TV license could be rolled up into general expenditure

What's wrong with making it subscription :huh:

This would eliminate the costs of sending those unable to afford the TV license to gaol

You can't be sent to jail, for not having a TV Licence.

[Deleted User]

Frugalsod wrote: »

So if they bail in the banks I will be fine for a few months.

~ £500 will keep you going, for a few months?

moneyistooshorttomention

Bedsit_Bob wrote: »

~ £500 will keep you going, for a few months?

I was thinking "Crikey...just how abstemiously does FrugalSod live?" when I read that...:eek:. I have my doubts whether that would keep me going personally for one month (if you include bills/Council Tax).

A'Right...will go back to my current Subject of Contemplation on the finances front - which boils down to "If you live in a part of the country that is so poor that every public sector body you can think of plays Pass The Parcel as to who is responsible for paying to Sort Something Out....then what are the best tactics to use to say "No = it darn well is YOU that this particular buck stops with and DEAL with said buck"". Sighs at having had to be heavy-handed with the 3rd "public sector body" in a row that tried to pass the parcel on this week and I had to be very insistent that "I DO know its you this buck stops with...so sort it...".

I have suspicions that other parts of the country might start trying to play the "Pass the Parcel Game" and copycat in denying their responsibilities to sort things out as the economic situation worsens - so all hints welcome on how to establish just which one is the "guilty party" and Pin It On 'Em welcome....

[Deleted User]

GreyQueen wrote: »

:rotfl:I've had to do that thing where you try to fold a starfished and protesting cat into a toploading basket.

Of the four cats we've had, only one has ever travelled in a box, and that was only once.

[Deleted User]

moneyistooshorttomention wrote: »

I have my doubts whether that would keep me going personally for one month (if you include bills/Council Tax).

Me too.

My basic household bills (Rent, CT, Water, Electrickery and gas), add up to nearly £500.

ETA: "abstemiously".

What a mellifluous word.

Let’s make that our word of the day, and we’ll use mellifluous tomorrow.

moneyistooshorttomention

I've moved on to the stage where no money is needed for rent or mortgage - and £500 wouldn't begin to "cut it" for a month worth of expenditure.

On receiving my last monthly bank statement I've been congratulating myself that my bank account ended the month about £100 up from the end of the previous month - until I recalled that I basically need to reckon on mentally putting to one side 1/12 of a tv licence cost, 1/12 of the yearly insurance bill and 1/12 of the yearly gas system servicing charge, etc, etc. In other words - the £700 per month income I am getting at the moment (ie job pension only - whilst waiting for State Pension to turn up) just isn't covering my monthly expenses and I'm still digging into my savings each month whilst I wait to reach my revised State Pension Age:( (that's with no car/no smoking/no pets/my fuel is all off mains gas or electric/I've got my free buspass/etc/etc).:mad:

I have a friend here that reckons she has to live on around that sort of income and is managing it (no rent or mortgage due) and my mind is boggling at how she is surviving on that. She tells me her clothes are all from charity shops/she has no fridge/no tv/never has a cup of coffee "out"/etc - but my mind is still boggling as to how she does it...

GreyQueen

Bedsit_Bob wrote: »

Me too.

My basic household bills (Rent, CT, Water, Electrickery and gas), add up to nearly £500.

ETA: "abstemiously".

What a mellifluous word.

Let’s make that our word of the day, and we’ll use mellifluous tomorrow.

Yeah, that same set of bills in my life come in at just under £500 a month, too. So I can absteme with the best of them, but £500 isn't going to go very far.

COOLTRIKERCHICK

Oo I have melliflu pekin chickens lol

thriftwizard

Interesting:- Smartphones can be taken over

COOLTRIKERCHICK

When I clicked the link re smar phones

Ththis was breaking news
http://www.bbc.co.uk/news/world-europe-34448942