Preparedness for when

the_cake

fiftyeighter wrote: »

On another note somehow or other I have mislaid the little things that turns the breadmaker. I hate supermarket bread and havnt the patience to make my own. Plus I have arthritis in my wrists and find it so painful kneeing.
If I can't find a replacement I will have to dig into my emergency fund but with only £60 in there it will probably take all of it.
It's cold and damp here I don't like this gloomy weather.

I bought my breadmaker from the local charity shop (hospice one) - they seem to always have one or two. Think I paid £6 for it! Do you have any round you that do furniture and stuff, rather than just clothes and bric a brac? If so, have a look. I think lots of people think a breadmaker is a fun idea, use it once or twice and then get rid, as all the ones I've seen are nearly new .... good luck. Arthritis sounds like hell.

Frugalsod

the_cake wrote: »

I bought my breadmaker from the local charity shop (hospice one) - they seem to always have one or two. Think I paid £6 for it! Do you have any round you that do furniture and stuff, rather than just clothes and bric a brac? If so, have a look. I think lots of people think a breadmaker is a fun idea, use it once or twice and then get rid, as all the ones I've seen are nearly new .... good luck. Arthritis sounds like hell.

None of the local charity shops near me sell electrical items. There might be one available on freecycle.

Personally I use a food mixer with a dough hook and that works well enough. It also gives me a lot more options as to what I can make with all the other accessories. With the added bonus that replacement parts are readily available.

Karmacat

Oh, thats a good point about the dough hooks on a mixer! Certainly saves buying another piece of kit

Charity shops that sell leccy stuff - BHF often do, there's a huge one in Southport, right on Lord Street.

And round me, we have some second hand stores that sell leccy stuff.

There's gumtree too, to buy things cheaply. Or the local for sale page on facebook (I keep meaning to sell stuff on mine, haven't got round to it yet).

Doveling

Just been reading about the electrickery and how something or other is now down to 4.1%. Also, when they tried to fire up Peterhead to test backup, it didn't work :eek:.
I am going to get some more candles.
Or give up reading:rotfl:
Don't forget to apply for Warm Home discount if you think you may be eligible.

BigMummaF

GreyQueen wrote: »

....
I have home contents insurance to protect me from a total loss, which would strain the budget to replace. I have also encountered people applying for benefits who haven't understood that money held in ISAs, or whatever they're calling them now, is counted towards your total capital when determining your eligibility for means-tested benefits. And who have, in some cases, been using ISAs to save towards their pension, and now they're unemployed and claiming.........not good....

Frugalsod wrote: »

You still need home contents because while individually you could afford to replace any individual item it is the total loss that will devastate you. If you under insure they will simply reduce any payment on the basis that you were under insured.

If you saved up sufficient to self insure fully then you create other problems, like access to benefits, which for most people are a necessity to cope.

When my SIL tried to get housing Benefit, they told her to cancel the pet insurance (for the dog her husband got for her when his prognosis turned nasty ) & quite callously told her to "let the animal die" if she couldn't afford vet fees...just 8 days after she lost her husband :mad: So wanted to go & smack the prat with a wet kipper, but she wouldn't let me even tho I eventually promised to take it out of the tin first

It's things like this that Manically Pathetics don't realise for the 99% of the populace of this fair land; we struggle to do the right thing & try to 'put a bit by' only for them to snaffle it when we hit a rougher-than-usual patch :mad:

Just the other day there was a chap who'd served Queen & Country 22yrs & had planned to sign on to become an instructor; good ole Kammie introduced redundancies & he was one of those who had to go. He lost his job AND his home, & the family had to move in with his in-laws until they could find a place of their own. He couldn't find work for two years so the pension he did have, was swallowed up in just surviving & all the furnishings of their now home had to be begged & borrowed from friends & family... Ab. So. Lute. Lee. Bluddin'. Dis---gus---ting way to treat our troops



And on another note...where's Mar... perhaps this will tempt her out & I hope everyone is keeping warm & well x

fiftyeighter_2

Thank you everyone for your help and suggestions re bread and breadmaker.
I have my water standing on wood in a darkened place so that's ok.
I love reading all these OS threads. I thought I was quite good, you have to be but there are so many helpful hints on here. I thank you all.
I may not always write but I read as much as I can.
And I just love reading about your lives.i no I'm nosy. But I feel for your joy and then feel badly if at times you have sorrow.
Thank you again to all go you.

Frugalsod

Doveling wrote: »

Don't forget to apply for Warm Home discount if you think you may be eligible.

Also be aware that there is a cap so you may qualify but they have already reached the maximum number of applicants.

Also you can combine it with the cheapest deal on Uswitch. First find the cheapest deal and then ring each company to find out if they are part of the Warm Home discount. There is a minimum size for the companies so smaller energy companies might not be able to offer it. Then deduct that from your estimated total bill and you could do better than you expect.

Finally before you sign up to any deal see if they do a cash back deal via companies like Topcashback or Quidco. If they do then do the switch through the cash back site. That way you will get a cash back bonus and cheapest electricity and then warm home discount on top.

Remember that you need to apply again for the Warm Homes Discount which every supplier whenever you switch, it is not transferred with you.

Doveling

Wow, Frugalsod :T

mardatha

Is anybody else reading about the Bubonic Plague outbreak in Madagascar? Apparently caused because rodent fleas are now immune to all insecticides. And that 2% of cases are the Pneumonic variety..
I seem to see the clock going backwards now.

[Deleted User]

Perplexed_Pineapple wrote: »

Actually my phone is probably worth more than my car. Not £700 though :rotfl:

Mine's worth about a tenner, plus the credit on it.