Preparedness for when

[Deleted User]

Probably better posting in the Motoring Forum.

http://forums.moneysavingexpert.com/forumdisplay.php?f=70

Ladypenelope6 wrote: »

The police don't know who the driver of the car was and the car was not registered to anyone.

I find that hard to believe.

For a car not to be registered to anyone, it would have to have never been registered.

The house insurance won't cover him because we didn't have the add on, the car wasn't insured and we are stuck with a huge bill, no bike and 2 days off work sick.

Could he not claim off his own motorcycle insurance?

MS1950

Ladypenelope6 wrote: »

I am not sure if anyone can help, I need some advice about a hit and run incident. I am only new to the site so I can start a new thread. My partner has been knocked off his bike by a hit a run driver. The police don't know who the driver of the car was and the car was not registered to anyone. It has since been involved in another accident and been abandoned.

My partners clothes were shredded, his bike wheels completely snapped and frame dented - it was a fairly expensive bike. He took two days off work and was badly bruised and scrapped.

The house insurance won't cover him because we didn't have the add on, the car wasn't insured and we are stuck with a huge bill, no bike and 2 days off work sick. Is there anything we can do? We spoke to the motor bureau but they charge a £300 excess.

It might be worth enquiring further about the £300 excess that the Motor Insurers Bureau told you would apply.

This FAQ page from the MIB's website seems to suggest that the £300 excess does not apply when "Vehicle identified" but only when the vehicle can't be identified. If this means what it says then if the vehicle has been found abandoned it has been identified and although the driver hasn't you may still qualify.

http://www.mib.org.uk/Customer+Services/en/Making+a+claim/Claims+Explained/Claims+Questions.htm

So worth enquiring further I would have thought - particularly as there's probably no other available compensation - although you could enquire about criminal injuries compensation (no insurance is a criminal offence).

GreyQueen

pineapple wrote: »

I can mail you a touch of athletes foot if you like. There again I think it gives my toes added flavour for the dog (who likes to nibble them)

Ooo, yes please, never had that before.

Jazee wrote: »

Or GQ you can have my verucca.

I shall pass on that, tried them before and didn't like them.

jk0, I supsect it's the temperature at night. I get some really wacky dreams when running a slight temp with a cold, as in wake-you-up-shrieking dreams. Tres embarrassing when living in flats where sound travels freely through the walls and ceilings, lol.

Been up to the allotment for 1.5 hours before driven indoors by the heat. I shall do a split-shift by going up there this evening. This is how I saw the olive-growers working on Crete and one lot of potatoes was lifted from a smallholding by the village by 8 am, you really have to get a wriggle on to use the cool weather.

I guess most of us at this latitude are more accustomed to dressing against the cold and wet than worrying about sunburn and heat stroke, but it's as well to consider that it can be dangerous as well as debilitating to be doing heavy work outside in the hot sun. F'rinstance, I'm keeping my wee flat cool today by having the curtains drawn and the windows ajar. Since my walls are mostly windows, this does make a difference, even though they don't get full sun on them this early in the day.

Well, better see what the wicked of the world are up to; bound to be no good.

Ladypenelope6

Thank you all so much, I can't start a new thread because I am so new (I think, maybe I just don't know how to do it!)

The car was registered to a guy but he unregistered from him some time a go from what the police said. To be honest I don't understand it fully but they said the vehicle had no owner?

I will pop over to the motor one thank you all for your help :-)

GreyQueen

Ladypenelope6 wrote: »

Thank you all so much, I can't start a new thread because I am so new (I think, maybe I just don't know how to do it!)

The car was registered to a guy but he unregistered from him some time a go from what the police said. To be honest I don't understand it fully but they said the vehicle had no owner?

I will pop over to the motor one thank you all for your help :-)

All vehicles should have a registered keeper (the keeper isn't necesarily the owner - for example company cars) recorded with DVLA. It could be that this one was sold, the former keeper informed DVLA that they no longer owned it and the new owner didn't register it. Maybe the former owner was able to satisfy the Police that he'd disposed of it legitimately?

We have problems at the council when we issue parking tickets onto the car, and when they're not paid, we get the registered keeper's details from DVLA and write out to them. Sometimes this reveals things like the vehicle we've ticketed is a completely different make and model, fraudulently using a registration belonging legitimately to another vehicle elsewhere in the country.

Or that it was sold on privately and not re-registered to the new owner, or sold for scrap etc etc. My former shared household once had a rogue vehicle registered to our address, in a name we didn't know, which used to get loads of parking tickets. We also have abandoned vehicles which we have to tow away and sometimes there are colourful arguments that this was sold for scrap to XYZ dealer and then went on to be used on the roads still registered to the former owner, who then gets chased when it's abandoned. Or CCTV'd demolishing some of the street furniture.

I no longer own cars, but when I did, and sold them on privately, I always made sure I registered the change of ownership with DVLA myself, in case the other party was a bit slack and didn't get around to it.

Possession

Apparently Poundland have 2 litre water containers in at the moment.

Frugalsod

Ladypenelope6 wrote: »

I am not sure if anyone can help, I need some advice about a hit and run incident. I am only new to the site so I can start a new thread. My partner has been knocked off his bike by a hit a run driver. The police don't know who the driver of the car was and the car was not registered to anyone. It has since been involved in another accident and been abandoned.

My partners clothes were shredded, his bike wheels completely snapped and frame dented - it was a fairly expensive bike. He took two days off work and was badly bruised and scrapped.

The house insurance won't cover him because we didn't have the add on, the car wasn't insured and we are stuck with a huge bill, no bike and 2 days off work sick. Is there anything we can do? We spoke to the motor bureau but they charge a £300 excess.

This could be solved by a solicitor. If you have one then they could make a claim against the motor insurers bureau. They pass the case on to another insurer and they all in turn pay out for cases where there are no insurers. You could try a no win no fee solicitor.

[Deleted User]

GreyQueen wrote: »

It could be that this one was sold, the former keeper informed DVLA that they no longer owned it and the new owner didn't register it.

The new owner doesn't register it.

The seller retains the V5 (giving the V5C tear off slip to the purchaser), having had the purchaser fill in their details.

The seller then signs and dates the V5, before posting it to DVLA.

GreyQueen

Bedsit_Bob wrote: »

The new owner doesn't register it.

The seller retains the V5 (giving the V5C tear off slip to the purchaser), having had the purchaser fill in their details.

The seller then signs and dates the V5, before posting it to DVLA.

Shows how long ago it was since I sold a car (June 1997). The buyer and me did the paperwork together and I mailed the relevent bits to DVLA (including the bits which she could have mailed herself - because I'm a control freak).

Bearing in mind the amount of vehicles racking up parking tickets, and probably even speeding tickets, tho that's the police's business not the councils, plenty of people haven't got it right. Make sure you're not still the registered keeper of something you've sold.

We never knew the person whose vehicle was registered at our address. No one who'd lived there for at least 20 years, and the postcode was one letter wrong, but I still had to write to the council about it. If DVLA has the wrong data, that's all the council has to go on.

SuperGran has just visited with the latest installment of the soap opera........larceny and all sorts going on.;)

Frugalsod

GreyQueen wrote: »

SuperGran has just visited with the latest installment of the soap opera........larceny and all sorts going on.;)

She needs to cut it out. The police might not go easy on her because she is a gran. Or is she hoping to plea bargain a whole host of other crimes away if she is caught? :cool: