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Loan to an ex

xxSaffronxx
xxSaffronxx Posts: 102 Forumite
I borrowed some money to my ex and he signed an agreement (which I produced) saying he would pay back each month for the next 2 years.
However a year into the agreement he has cancelled payments and is ignoring my attempts to contact him.

So I have put in a small claim online to Money Claim. He has not responded, so I have now filed for Judgement.
And if no response again, I can issue a warrant.

However I dont see how this will make him pay if he is already ignoring the court order. Because obviously he does not have to let the bailiffs in his house!

How the hell does anyone, get ANYONE to repay a debt?? :huh:
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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Take your losses if I was you.
  • If they don't want to pay? With great difficulty!

    If you're lending money to someone who has shown a bad history dealing with it, you've got to go in with your eyes open and accept you may not see much, if any, of it back.

    Have a read of the sticky thread at the top of this forum.
    “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt
  • DCFC79
    DCFC79 Posts: 40,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thats the problem with lending of money between friends/family/partners then ex partners, you cant make them continue the payments. Cut your losses.
  • xxSaffronxx
    xxSaffronxx Posts: 102 Forumite
    It wasnt intended to be a long term loan originally, it was only meant to be for a month, until he got his bonus from work - but it turned out he couldnt afford to pay me back even then, so I had no choice but to agree to accept what he could afford.
  • tell_it_how_it_is
    tell_it_how_it_is Posts: 555 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 6 July 2012 at 9:19AM
    All you can really do short term is keep prodding away at him periodically - without going OTT (p***ing him off will probably get you nowhere) - and hope he'll play ball and resume paying, however little the amounts or long it takes.

    In a way, you've done quite well to get half of it back, and perhaps that in itself can be used as a little bit of encouragement when it comes to getting the rest of it, as at least he has shown some willing at some point.
    “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt
  • Tixy
    Tixy Posts: 31,455 Forumite
    If you obtain a judgement against him that he still does not pay then you have various options to try to enforce it, not just bailiffs - e.g if he is employed you could consider trying to obtain an attachment of earnings.

    You are right he doesn't have to let bailiffs into the house - though if he owns a car then its possible that it could still be worth instructing them.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • xxSaffronxx
    xxSaffronxx Posts: 102 Forumite
    Tixy wrote: »
    If you obtain a judgement against him that he still does not pay then you have various options to try to enforce it, not just bailiffs - e.g if he is employed you could consider trying to obtain an attachment of earnings.

    You are right he doesn't have to let bailiffs into the house - though if he owns a car then its possible that it could still be worth instructing them.

    Well he did have a car when I spoke to him a year ago - thats what the loan was for ironically!!
    He will need a car to collect his daughter and get to work.

    However because I no longer have contact with him I cannot give the courts current details of his employment. I did know where he was working a year ago, but of course that can change
  • bargainbetty
    bargainbetty Posts: 3,455 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Do you have any mututal friends who would be prepared to do a bit of Facebook stalking to find him? Posting a note on his wall asking him to get in touch about the judgement against him for non-payment of debt might get his attention.

    Or, cut your losses and move on.
    Some days, it's just not worth chewing through the leather straps....
    LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!



    May grocery challenge £45.61/£120
  • xxSaffronxx
    xxSaffronxx Posts: 102 Forumite
    Do you have any mututal friends who would be prepared to do a bit of Facebook stalking to find him? Posting a note on his wall asking him to get in touch about the judgement against him for non-payment of debt might get his attention.

    Or, cut your losses and move on.

    I already sent him a private message on Facebook - he then blocked me within a few hours, so he obviously saw the message and isnt interested!
  • Brb
    Brb Posts: 472 Forumite
    http://www.findermonkey.co.uk/ a tracing agent I know landlords use to track down absconding tenants.

    Getting the court order was the hardest bit. Did you apply to enforce the order ? (a CCJ isn't automatic).
    Inside this body lays one of a skinny woman
    but I can usually shut her up with chocolate!

    When I thank a post in a thread I've not posted in,
    it means that I agree with that post and have nothing further to add.
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