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Reality check....I am back to square one....

13

Comments

  • mummychicken
    mummychicken Posts: 351 Forumite
    £40 spent already today. Could not be avoided, 2 birthday presents. I need to put diesel in the car too but keep ignoring it ;)
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • :wave:Hello MC

    finally found my way over to you (again!) good news is though that you are not in more debt than you were last year so it is going down :T will subscribe to keep you company along the way :D

    dfw x
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • mummychicken
    mummychicken Posts: 351 Forumite
    :wave:Hello MC

    finally found my way over to you (again!) good news is though that you are not in more debt than you were last year so it is going down :T will subscribe to keep you company along the way :D

    dfw x


    Thanks dfw321, you are right, i am not in more debt but have shifted it all about in 18 months !!! :o Now is the time to start clearing it.

    Had an expensive few days, lots to pay out with the DC, uniforms for the new school year, end of school shows, outstanding sponsor money. They are all shattered too, so roll on Friday when they can finish & relax.

    I need to buy summer clothes as we are off in the search of sun in August, it will only need to be shorts & vests etc (i hope) so will hit the sales once pay day has arrived.

    Have compiled a meal planner for the week & had an on line shop delivered, so intend to avoid a nip to the supermarket like the plague :)
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • mummychicken
    mummychicken Posts: 351 Forumite
    LSD today :) few bits & pieces bought, teachers presents (chocs) kind of annoyed having to buy pressies as although they do a good job, it is still a PAID job and not everyone in their line of work gets gifts. Felt pressurised to buy as all other kids had bought a little gift.

    Meal planner is going well, am still nipping into Sainsburys, need to change my route home from work/school run, to avoid the temptation to pop in :o
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • I made cakes for all the kids & teachers instead of buying chocs as i also felt pressurised :( and had zilcho money lol. I've no flour, sugar or butter left now though lol so would have probably worked out cheaper to get the chocs ;)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • mummychicken
    mummychicken Posts: 351 Forumite
    :j No school run for 6 weeks :j

    Bought a top back to Matalan today, i bought it last week on a whim and knew i never really wanted it, so £12 back in my purse :D

    Walked the dog for almost an hour this afternoon, relishing in the fact that it is not raining, not yet July weather but fingers crossed it is arund the corner (according to the forecast)

    Sweet & Sour stir fry for tea, it is a Jamie Oliver recipe and very flavoursome, especially when served with a cold glass.....bottle of Chardonay :laugh: Well, it is the school hols !!!!
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Mantra......Today will be a NSD, Today will be a NSD, Today will be a NSD, Today will be a NSD..........
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Mantra......Today will be a NSD, Today will be a NSD, Today will be a NSD, Today will be a NSD..........

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: This is also my mantra of the day. I have to keep reminding myself i don't need the wine that keeps popping into my thoughts :rotfl:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    How's the NSD's going? :)
    Wealth is what you're left with when all your money runs out
  • mummychicken
    mummychicken Posts: 351 Forumite
    :) The NSDs are going ok(ish), more LSDs but better than spend, spend, spend. I am buying some cr*p :o today, 2 water guns for the DC, (pleeeeeease mummy !!) but they were reduced in Tesco, and kept them amused in the garden this afternoon whilst i cleaned the house :)

    The meal planner is the best thing i have sorted, i am sticking to it & spending little on food in between.

    If i do not write again, it is because i am one of the lucky 100 millionaires on the Lotto tonight !!!!! ;);) :T
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
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