Small tear in cheque

Jay0121

Hi, i recieved a cheque off HMRC and when opening i teared a 2cm line at the bottom going through one of the bottom digits i sellotaped it and it looks perfect will the bank still be able to cash this in? I ask as i wont be going into town for another few days. Thanks

Gromitt

Cheques with a small tear in are fine (we have cashed them before at work), but you shouldn't have applied tape to the cheque. This may cause the bank to refuse the cheque as it's no longer 'original'. We are told that any 'mutilated' cheques should be placed into a protective sleave which they can be removed from. I guess they just want to make sure you have not altered them.

Try it by all means, different banks may accept it.

Jay0121

I put sellotape over a few of the bottom digits but i noticed it has the same code to the top right so the digits do add up just abit worried as i dont fancy waiting months for another guess i wont know until i actually go to the bank

Little_Mo_70

Jay0121 wrote: »

Hi, i recieved a cheque off HMRC and when opening i teared a 2cm line at the bottom going through one of the bottom digits i sellotaped it and it looks perfect will the bank still be able to cash this in? I ask as i wont be going into town for another few days. Thanks

Why not give them a ring tomorrow and see what they say.

Jay0121

Has anyone ever had a teared cheque before?

@LittleMo couldnt find a number to ring Halifax on for my query

reclusive46

Jay0121 wrote: »

Has anyone ever had a teared cheque before?

@LittleMo couldnt find a number to ring Halifax on for my query

The number on the back of your debit card?

Jay0121

reclusive46 wrote: »

The number on the back of your debit card?

Lost and stolen hotline...

alanq

Not hard to find on its website though an 0845 number.

https://www.halifax.co.uk/contactus/callus.asp

zerog

alanq wrote: »

Not hard to find on its website though an 0845 number.

https://www.halifax.co.uk/contactus/callus.asp

08000326479 works too

why not just go to the bank and see what they say? the call centre isn't going to know how the cashier will react, whether they are right or wrong

Naf

When I was with Santander we accepted cheques torn or taped. Once my manager tore up a stack of cheques by mistake, and I had to tape them back up again. As long as it doesn't look altered, and the digits & words are not obscured in any way, I can't see you having any problem.

Phlogiston

AIUI a cheque is valid as long as it’s got all the necessary information on it. Every now and then someone does a publicity stunt when they write a cheque on some generally absurd object.