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my non-mortgage mortgage free journey

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Comments

  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Spent another £3 on 2 5-6 coats off ebay, including postage!!! thats can't possibly be right and maybe i'll get a refund but if not i'll have got a bargain :)

    total spends £665.83 (not much left but also not much month left)
    total budget this month £720
    Total savings ths month £253/£1100
    savings total £2748.80
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    oops more spending :o i seen the superdrug glitch on the Grabbits, now i got this last year aswell and it was a huge help with xmas gifts, it's great to give someone a £5 gift as a filler having only paid £2 :)

    i got 6 bath bomb sets in different flavors
    6 lynx tins
    3 manicure purse sets
    all for £29.85 with free del

    Added £433 to my savings this morning :)

    total spends £695.68 (not much left but also not much month left)
    total budget this month £720
    Total savings ths month £686/£1100
    savings total £3181.80
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    MEAL PLAN

    Mon
    b-toast and bananas
    l-lo soup and bread
    b-chicken casarole with mash

    Tue
    b-wheatbix
    l-sausage sandwichs
    d-spag bol

    Wed
    b-porridge
    l-hm curry and rice
    d-sausage casarole

    Thur
    b-toast and fruit
    l-more curry and rice
    d-roast chicken with all the trimmings

    Fri
    b-cornflakes and fruit
    l-beans and sausage on toast
    d- sasuage rolls and chips for kids, steak and chips for me and oh

    Sat
    b-pancakes
    l-soup and bread
    d-stew

    Sun
    b/l- cooked breafast
    d- beef stew with mash, roasties, yorkshires and veg :)

    Will need some milk, eggs and bacon to see me threw the week.
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Budget for nov looks like this

    Outgoings

    rent- £150
    elec-£200 (over estimate hoping for less and might not acually be due til dec)
    phone bill £200 (again over estimate)
    food £100
    entertainment £100
    kids birthday £250 (they want a aprty again over estimate)
    mobile £31
    applinace insurance £16 (this covers 3 allpiances and is paid for 10 months a yeah hence not showing up in my budget before and has paid for it's self already :) )
    clothes £30
    desil £100

    total out goings= £1077
    plus i owe £160 on my creditcard and £50 to next from a lamp i bought for mil which she gave me cash for. and we need to register the pups so i'm going to say £1400

    total income= £2020

    nov budget
    total spends £0
    total budget £1400
    total savings this month £0/£600
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh i just got an email threw about shop and scan :) i applied ages ago so was abit surprised tbh :)
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    ooh I keep meaning to apply for S&S - great news for you :)

    Good luck for your November budget :)
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    ammonite wrote: »
    ooh I keep meaning to apply for S&S - great news for you :)

    Good luck for your November budget :)

    Thanks honestly i think i applied maybe a year or 2 ago they must have a huge waiting list :rotfl:

    I had a nightmare day it wasn't anything really bad just loads of little things, so i went to lidl and spent £9.73 on

    5 pizzas (4 now in the freezer)
    2 garlic bread (1 now in the freezer)
    a bag of wedges (half now in the freezer)
    tub of coleslaw
    packet of cheese slices
    box of jaffa cakes (half of which is in my yummy:o)

    now i'm off for a nice hot bubbly bath then an early night, tomorrows another day :)

    Oh and i've forgotten something from my budget i remebered earlier but i've forgotten again, i'll add it in when i remeber :rotfl:
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Soooo tired and completely not with it today, off to speech therapy soon.

    Todays dinner is yesterdays dinner :)
    lunch is cheese and coleslaw sandwichs (since i now have coleslaw)

    Childs still off school sick hubby wanted me to wait for a whole day of him eating properly, so far so good :)

    Remebered what i missed from the budget, it was school photo's altho i think the sickly one has missed it, given there twins if he has i won't be buying the other one, i really need to go get family photo's done, we havnet ahd any done of the youngest and he 3 it makes me sad we have no proper pictures of him :(
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • LauraWxx
    LauraWxx Posts: 565 Forumite
    quintwins wrote: »
    Oh i just got an email threw about shop and scan :) i applied ages ago so was abit surprised tbh :)

    I got one through last week as well!! Registered and did first transmission on Saturday! Love it and cant believe how easy it is to earn vouchers!
    2019 Totals: Savings: £929.53 / Mortgage OP - £746.32

    Grocery challange April: £130.17of £500 target remaining
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    LauraWxx wrote: »
    I got one through last week as well!! Registered and did first transmission on Saturday! Love it and cant believe how easy it is to earn vouchers!

    :j:ji'm really looking foward to it, after googling general idea is you get £1.60 a week for about 10mins work, thats like £9.60 an hr tax free del not to be sniffed at :) and thats only doing the basic's :) it will def help towards next xmas :)
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
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