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A Payment A Day - The Lucky 13th Chapter!

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Comments

  • InsertWittyName
    InsertWittyName Posts: 1,073 Forumite
    Debt-free and Proud!
    £800 to the ISA please! :)
    I was a DFW, now I'm a MFW :T
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :)

    Hello and welcome to sketchingkari :hello:

    It's OH's payday .... at last :j

    A PAD of £1064.78 PAD to various creditors today :T

    Have a super day everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Monday 20th May




    £12.67
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £90 Pad for me today

    Welcome sketchingkari
    PAD Maker
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Back with smaller PAD of £27.21 to MBNA to negate this month's interest :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • gabriella90
    gabriella90 Posts: 368 Forumite
    Hi may I join your thread please? I sort of understand the principle of it, but if you could pop mean the right direction I'll have a read.
    I can make my first PAD today of 9.50 to a credit card from an eBay sale. I'm interested in the little £1 a days though. They must really add up.
    Have a good day thanks x
  • lotti379
    lotti379 Posts: 787 Forumite
    £1.03 bank rounding today :)

    Bit of an unexpected c0-op shop yesterday... I went in for a few top-up bits and they had lots of things on the "big shop" list on half price offers... olive oil, pasta, tuna, that sort of stuff. So I went off-list... However, this reduces the big shop on Friday!
    “Obstacles are those frightful things you see when you take your eyes off your goals.”

    NSD Challenge: August 2017 2/15
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all £120 to various

    thanks not-so-newmum1
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    gabriella90 wrote: »
    Hi may I join your thread please? I sort of understand the principle of it, but if you could pop mean the right direction I'll have a read.
    I can make my first PAD today of 9.50 to a credit card from an eBay sale. I'm interested in the little £1 a days though. They must really add up.
    Have a good day thanks x

    Hi gabriella and welcome :hello:

    Click on the first page of the thread and there is a really good background to PADding and some of the totals achieved over the last couple of years.

    I try and PAD every day and round down my bank account to the nearest £1 and pennies. If I don't have an odd amount in there, I PAD the round £1.

    We made the decision to become debt free in January 2012 and started off with £82,344 of debt, due to a devastating house flood and the nightmares it uncovered in our house. Over the last 16 months, we have paid off over £30,300 and I truly believe that PADding has made a massive impact on that amount.

    Give it a go and see what you think. I really can't praise it highly enough :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £7.02 to the nominated CC please :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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