A Payment A Day - The Lucky 13th Chapter!

bagpuss38

£2.26to good ole very please Andy:D

bagpuss38

oh wow this PAD thing is great, i 've paid over £100.00

Hiddenidenity

Hello all please can I join you? I cant actually PAD till tomrrow becuase my online banking/cards wont be with me till then

cazmanian_minx

Well, it was going to be £1.76 to the Egg card, but the direct debit to that one is due tomorrow or Wednesday and I thought paying less than the minimum might mess that up, so it's another £5 to the NatWest overdraft.

Erme

LondonAndy wrote: »

Hi Erme - click on "more" under smilies as you post and a pop up window comes up with extra smilies there.

Extra £10 for me as I didn't go out for lunch !

Och thanks...for some reason safari and MSE are not friends this am ....pants...

freebyfifty wrote: »

Good Morning

Thank you to everyone who runs this thread :A


Just a small PAD of £4.63 for me this morning :T



Have a great day

You should total sometime. Just takes a spreadsheet...others will say how they did it but I just (last month) put the date, the post no and the amount in column headers then like had a column for daily totals and weekly totals....

Easy peasy :wave:

LondonAndy wrote: »

Hi folks

1st July total was £45.20

Well done all, a slow start to the month but onwards and upwards !

Yeah but my total was about 20K (yet to check) yet FF goes and gets 42K somehow...what is it with her and the fairy dust ...

E

psychopathbabble

£25 to sc0ttish friendly... hoping to cancel this and cash it in depending on how much I'd get back.

Am back to work from July 8th so I'll be able to start paying more off again!

dankosheemo

LondonAndy wrote: »

Wow ! That's good news. We'll have a mini party on here in 24 days then ! :dance:_party_:dance:

I am ready for the party!! :beer: Just 23 more days... As I'm not so good on the cake front, I shall bring some beers! :rotfl:

£81 for me today please, Andy. Throwing my money left right and centre, busting those debts. Have a good day everyone. Love danko xx

Erme

dankosheemo wrote: »

I am ready for the party!! :beer: Just 23 more days... As I'm not so good on the cake front, I shall bring some beers! :rotfl:

£81 for me today please, Andy. Throwing my money left right and centre, busting those debts. Have a good day everyone. Love danko xx

Don't worry Danko...I am cake woman (as can be verified by my consultant)....Beers? :eek: ...what about non alcoholic? Cloudy Lemonade and cold coffee :T

Anyhow Saturday's totals

It was a padtastic

£1027.17

Bringing June's totals up to a lovely :A

:bdaycake:£20,614.17:bdaycake:

Just want to say....whilst I'm here...welcome all new padders.....

You can't leave (officially) now you've joined but there's all sorts of ways of padding. It's really helped me get my debt down. Also there's a useful tool called a debt snowball which can be found http://www.whatsthecost.com/snowball.aspx if you're unsure what to do first?

I know the Snowball helped me pay off my macbook - then I stalled.

Don't be embarassed about whoopsies, or even going backwards/down or any probs. We're here to support not judge. So long as you keep trying we're happy :money:

I know I only have the overdraft to clear now and even though my debt wasn't much I've tried lots of things since my Light bulb moment (LBM) so it's taken years from Dave Ramsey (he got rid of my Credit Cards to CAP (Debt management program) to all sorts of things but it's been MSE I've stuck with (through the highs and lows) and that's helped the most....

So welcome newbies - even if it's just a wee pad of 1p a day or rounding down or padding when you can it all helps...

The following may help if you don't have a spreadsheet or something to log your incomings and outgoings

http://www.moneysavingexpert.com/shopping/free-office-software

this works on most things (windows and macs etc) and it's open source....so should help

But if you're desperate for microsoft check out http://www.software4students.co.uk/t/brands/microsoft-office-2010 (though they haven't got many left in windows)

E
PS. Counter uppers - for some fab smileys (should have used more of them - woe is me) try https://www.pic4ever.com E

clearing_out_my_pockets

*Sneaks back in and looks about for cake*

Room for an 'old' padder to come back? New thread, new start and all...? I've fallen off the wagon a bit.

Pads of £565 for yesterday and £237.34 for today total £802.34 from me.

*Clicks subscibe so I have no further excuses*

psychopathbabble

clearing_out_my_pockets wrote: »

*Sneaks back in and looks about for cake*

Room for an 'old' padder to come back? New thread, new start and all...? I've fallen off the wagon a bit.

Pads of £565 for yesterday and £237.34 for today total £802.34 from me.

*Clicks subscibe so I have no further excuses*

welcome back COMP I've been off the wagon too... think a lot of 'oldies' have fallen off! Hope things are good with you.