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A Payment A Day - The Lucky 13th Chapter!
Comments
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Hi guys I'm back and trying to catch up on posts....
I've had a crawy few weeks and now have 2 new girlies to look after (ratties) - Constance and Dorcas
Anyhow got some extra monies through so like pad today of
£1000 to savings (should have been a few hundred more but I spent it)
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£5.00 PAD for me todayMake £10 a day challenge November £125.60/310
December 417.35/310 January 512.33/310
£1000 emergency fund challenge 0/1000
Rule of 3 challenge 13/3650 -
Pooping on with a PAD of £5.32 please Luna
Pleased with myself today as I have stopped procrastinating and rung the 2 credit cards I had balance transfers on which thanks to PADding I cleared before the 0% ran out and closed them. I do not need them anymore as, thanks to MSE and some hard work on my part, I no longer need to bounce balances between 3 different cards. I now just have 2 active cards with balances being cleared each month (both cashback cards) and 1 card with balance transfer at 0%, which even when cleared may be kept on as emergency back up but that depends on how well I do with saving into an emergency fund. THings looking dodgy again on the work front and although I would get a redundancy payoput I still want a back up fund. Anyway I feel I've been a good MSE'er:)
Hope everyone's OK on here - as others have said it seems a bit quiet.
Good luck with the move JJEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hello all
Today's PAD £859 please.
One debt paid off:j and a little extra on another:beer::DTotal Debt:£17,580.83:eek:
Barclays £8,380.83, OOH £1,567.00, Barclaycard CC £1,000.00, Nationwide £6,633.00
PAD challenge £2 Savers Club 2013 #97 Sealed Pot Challenge #19270 -
Hey gang! Just £2 for me please, Luna.
Love danko xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
£5.61 for me today. Nearly forgot, been a very loooonnnngg week.Debt 1 - Halifax CC [STRIKE]£1550 [/STRIKE] £0.00 (C/L £1550)
Debt 2 - Nationwide Loan £5290
Debt 3 - Woolwich Loan £2843
Joined MSE DFW & PADing Forums 12/1/13 :T
Joined No buying unnecessary toiletries Forum 22/01/13UU 8 /484
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Another nice round £1 for me today
Thanks all xlbm 11/06/12 dept total 11499.470 -
Hi all:j
Popping in to PAD £8 (4 x £2 coins) courtesy of DH's change - into VW campervan moneybox plz Luna - tkyou!!! lots of great PADS today - :T:T:T:T:T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders :hello:
Good luck with the move JayJay
Well done on closing those CCs jet9cat
Welcome back Erme
OH has been paid for his hard work marking exams which means a PAD of £498.59 to M&S Money :T
Have a super day everyoneLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Sorry I couldnt do the adding up yesterday, very looooong double shift and I was shattered when I got home.
Wednesdays total was £95.36
Thursdays total was £2993.73SPC #1813
Addicted to collecting Nectar Points!!0
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