Caz counts it down

catshark88

Good luck with the business manager and I hope your nowhere recovers very soon! :rotfl:

cazmanian_minx

The nowhere is currently waking me up between 3am and 5am every morning and it takes an hour for the painkillers to kick in enough for me to get back to sleep :mad: I went to see the nurse yesterday who did a test and there's no infection so they can't even give me antibiotics, I just have to wait for it to go in its own time

Anyway, enough TMI-ing about my waterworks, it's time for scores on the doors Or more this week actually....

(last week/this week/ + or - amount)
Business
Overdraft: -£-3846.95 / -£4805.43 -£958.48

Business total: -£-3846.95 / -£4805.43 -£958.48

Personal
Overdraft: -£3321.60 / -£2982.67 +£338.93
Egg card: -£3150.00 / -£3150.00 no change
Barclaycard: -£2734.89 / -£2734.89 no change

Personal total: -£9206.49 / -£8867.56 +£338.93

Grand total: -£13,053.44 / -£13,672.99 -£619.55

Since it was month end yesterday, I now need to roll the accounts clock back 24 hours and have a look at those numbers too (personal debt only):


Debt 31st January 28th February

Overdraft £3786.63 £3552.67 -£233.96
Egg card £3190.00 £3150.00 -£40.00
Barclaycard £2800.00 £2734.89 -£65.11

Total £9776.63 £9437.56 -£339.07

So at least the overall picture is heading in the right direction, even if the weekly numbers are a bit grim. I didn't make my target overdraft level of -£3361 though.

Anyway, it's a new month. I've done my cash flow forecast, dug out the last 3 years of accounts and will prepare a spreadsheet of this year's sales and net profit figures to show the bank on Wednesday. I've knocked £250 off my drawings this month - this means I'm no longer putting £1500 a month into the First Direct account, so I've opened an e-Saver account with them this morning which will mean I don't get charged the £10 a month fee. I only need to keep £1 in it, but I'm going to round the First Direct balance off into it (like a sort of online loose change pot ). Not sure whether I'll keep it as an emergency fund or throw it at the overdraft every time it reaches £50 - probably better to do the latter.

catshark88

Hoping that we will soon have sun to shine on your numbers and make them increasingly green.
:-)

cazmanian_minx

We appear to have played a blinder in Tesco today:

Total: £60.39 (a miracle in itself to get it that low!)
Coupon £9.00 (Mr Minx had a £9 off when you spend £60)
Coupon £1.04 (Price Promise)
Coupon £8.57 (Price Promise)

Visa Debit Sale £41.78 And I've got a 5p petrol voucher as well, but we took my car today and I had to refuel it in Thurso (the Thurso Tesco doesn't have a filling station). We're up to 150.9p here for diesel I shall top up next weekend in Wick as Mr Minx is away watching his beloved Scotland at Murrayfield and I need to go over to Wick to get some more dog food and powdered garlic from the tack shop.

hillside777

Well done on the savings in Tesco. :j :j
I knew the price of petrol and diesel would be higher in your neck of the woods but that is rather high. :eek:

I hope you're getting some good sales at the moment.

cazmanian_minx

Sales are ticking over, thanks bonnington.

I've had a nice day off. I took Finn for a slow potter around the village and we rode up onto the common grazings on the hill above the houses for the first time. Still only at a walk, mind, it's too stony up there to go any faster, but he enjoyed doing a bit of off-roading. His winter diet has been so successful that he's nearly shrunk out of his girth (we have one hole left on each side!), so I'm going to need to find him a new one next weekend.

I've also done some experimental baking - chocolate swirl shortbread This is what it looked like before it went into the oven:



and they taste pretty good

cazmanian_minx

I lost the argument with the farrier - I got my wallet out and he told me that if I even dared open it he wasn't ever coming back! Since he does a fabulous job, I wasn't going to risk it...:D At least all the time spent teaching Finn to pick his feet up sensibly has paid off, for the first time he behaved perfectly

Orders weren't too bad over the weekend, but as of right now, I have 3 totalling less than a tenner combined to go tomorrow

cazmanian_minx

Not a lot to report today. The new front and back doors have been fitted - they might have cost Mr Minx a small fortune, but they look great, the house is noticeably less drafty, the guy has built us two entirely new door frames and the company's builder will be calling in as soon as he has time to replaster the back door's external surround, which disintegrated when the old frame was removed - no extra charge.

It's the bank manager tomorrow. 'Allow Caz another £5k on her business overdraft' vibes from 1.30pm would be very much appreciated I then have an appointment with the solicitor at 3pm to get certified copies of ID made, apparently the stockbroker running my Dad's will trust need my brother and I, as trustees, to prove our identity for money laundering regs. The problem is that they still have my name as Mrs First-Husband and need a copy of my Decree Absolute. Can I find it?? I definitely had it in summer 2011 because we both had to show our DAs and birth certificates to the Registrar before we got married. All four bits of paper are in a brown A5 envelope which then got put in the dining room. I kept seeing it and thinking I'd better put it back in the 'official documents' folder, but never did - and then Mr Minx packed the whole dining room into boxes and redecorated it....

So far I've checked the dining room boxes, the folders that came out of the dining room dresser, the wedding planning stuff in the spare room wardrobe, all the paperwork by my desk and the official documents folder and I can't find it anywhere. I think I'm going to have to bite the bullet and order another one from the court - I have the case number, so it's only £5 which I think is actually cheaper than getting a certified copy from the solicitor!

catshark88

At least ordering a duplicate is a guaranteed way of making the first one turn up....

gallygirl

catshark88 wrote: »

At least ordering a duplicate is a guaranteed way of making the first one turn up....

Agreed. The sooner you order it the sooner the original will turn up .