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Caz counts it down
Comments
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You'll be safe from GCHQ Caz - even in Skyfall they never made it past the Highlands... :rotfl:
Good that the work's flowing in nicely...but yes to "I'll have a late start" never ending well!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
It's all money - fantastic!!!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Hiya!! Great to catch up..love your tales of dictation madness. Not usual to have Rottweilers being utilised on construction schemes though
Mauritius sounds lush..well done for booking it and at such a great price. Something to get you through the winter for sure.
Have a great weekendMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hello from a very, very soggy Highlands. The end of November is proving to be expensive. Yesterday I wrote the largest cheque I'll probably ever write in my life and stuck it through the solicitor's door - one small query to resolve and then I can get crofting! Someone on a local forum is selling a square baler and hay turner, so I sent them a message asking for more details and it looks promising - hopefully going to see them next weekend. Mr Minx pointed out the slight flaw in my plan, which is we don't have a tractor to power them with, but my thinking is that we know an awful lot of people with tractors but nobody with a square baler, so I'm sure some sort of exchange of labour can be worked out!
Next week the market research project kicks off, Journalist #3 would like me to do some work for her and I suspect Mr RPC is going to have a busy week for me, so despite it being a very busy week for the business team files, I've not put my name down for any yet. I'll have a look at the filled-in list when it comes out and see if there are any gaps I can fill without knackering myself.0 -
All steam ahead then! I'm looking forward to seeing your progress with doing up the house.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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hello from the soft south! admittedly I know very little about crofting but as a fellow farmer can I strongly urge you not to buy kit!!!!!!!!!!!!! it goes wrong................. a lot and of course whilst your NOT using it it is money tied up in a depreciating asset! Use contrators where ever possible. Yes you will need something to tend to your stock but even then there maybe opportunities to hire in what you require.
I wish you great good fortune in your new venture.
Ecodebt free 1st October 20160 -
eco_farmer wrote: »hello from the soft south! admittedly I know very little about crofting but as a fellow farmer can I strongly urge you not to buy kit!!!!!!!!!!!!! it goes wrong................. a lot and of course whilst your NOT using it it is money tied up in a depreciating asset! Use contrators where ever possible. Yes you will need something to tend to your stock but even then there maybe opportunities to hire in what you require.
I wish you great good fortune in your new venture.
Eco
Hi Eco - that makes absolute sense when there are contractors available, but unfortunately the nearest ones are well over 100 miles away! At a total of £700 for both the baler and haybob, he's not asking a fortune
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Exciting times Caz, hope it goes well and you get it sorted this week :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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Yes, it's a whole different world where you are in terms of just "getting a man in" isn't it! And yes to exchanges and bartering - that'll definitely work out, I'm sure! :T So exciting - and well worth the largest cheque of your life, I'm sure!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Well, I'm hoping that once I can get my hands on a tractor that isn't going to break the bank, I can become the local contractor 0
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