We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Child downloaded £330 on I Store Apps

2

Comments

  • bazster
    bazster Posts: 7,436 Forumite
    1,000 Posts Combo Breaker
    We have now caneled the bank card but thought it would be worth noting as a lesson to other parents - shame the CHILD does not come from any instruction manuel with this sort of advice thanks.

    Fixed for you!
    Je suis Charlie.
  • bazster
    bazster Posts: 7,436 Forumite
    1,000 Posts Combo Breaker
    There's a setting which will switch off IAPs. I'd suggest finding it!

    Is there a setting that will switch off the child? :D
    Je suis Charlie.
  • Honeydog
    Honeydog Posts: 877 Forumite
    Just put your finger on the child and it will go all wiggly and you can delete it!
    Don't grow up. Its a trap!

    Peace, love and labradors!
  • antrobus
    antrobus Posts: 17,386 Forumite
    bazster wrote: »
    Is there a setting that will switch off the child? :D

    Sadly no. It's a well documented defect with Child v1.0. What's more there's no indication that any upgrade will be made available in the forseeable future.
  • zagfles
    zagfles Posts: 21,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Demand a chargeback from your bank/credit card company. If you didn't authorise the transaction the bank must refund you. They can't charge your card for transactions carried out by someone else.
  • realised
    realised Posts: 474 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    zagfles wrote: »
    Demand a chargeback from your bank/credit card company. If you didn't authorise the transaction the bank must refund you. They can't charge your card for transactions carried out by someone else.


    I'm not sure it works like that. If the OP did not authorise the transaction, the card must have been stolen. The bank will ask for a crime reference number in order to refund her money. In which case they will need to go to the police.
  • zagfles
    zagfles Posts: 21,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    realised wrote: »
    I'm not sure it works like that. If the OP did not authorise the transaction, the card must have been stolen. The bank will ask for a crime reference number in order to refund her money. In which case they will need to go to the police.
    Sorry, that's just rubbish. A card doesn't have to be stolen to be used online by someone else. I've had my cards used fraudulently online and there was never any "crime reference number" or anything. I didn't go to the police.

    The retailer hadn't carried out the proper checks, so the bank refunded me and they (presumably) charged back the retailer.
  • halibut2209
    halibut2209 Posts: 4,250 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No, your post was rubbish. Are you suggesting that the child used the card fraudulently? That's one devious kid there.
    One important thing to remember is that when you get to the end of this sentence, you'll realise it's just my sig.
  • zagfles
    zagfles Posts: 21,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    No, your post was rubbish. Are you suggesting that the child used the card fraudulently? That's one devious kid there.
    I'm suggesting a transaction was carried out which the cardholder didn't authorise. It's irrelavent to the cardholder whether it was fraud or not, if they didn't authorise the transaction then the cardholder is not liable for it - unless they were grossly negligent (and the retailer/bank can prove this), and even then, if it's a credit card the cardholder is only liable for the first £50.

    If the retailer didn't at least ask for the CV2 number or use VBV etc then they really haven't got a leg to stand on.
  • halibut2209
    halibut2209 Posts: 4,250 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd class giving an iPad with settings to allow usage of your card (which he agreed to) to a child as negligent.
    One important thing to remember is that when you get to the end of this sentence, you'll realise it's just my sig.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.