Oh dear...

sharpy2010

Oddly enough its a red one, which I can't see on their website, although I did apply via the website. It has 13 months interest free balance transfers.

sistafromanothermista

sharpy2010 wrote: »

Low and behold, over the next week, 6 different new credit cards drop through the door.

This really made me i can just imagine it.....

cos_2

You should open up 6 tabs on your PC, go into 6 different websites and buy 6 really expensive things, one on each card, at the same time and really screw up the system!

(Actually, that's probably pretty poor advice that you'd best ignore )

samtoby

sharpy2010 wrote: »

Just thought I'd point out as well that one single CCJ will TOTALLY stop any chance of getting ANY credit for 6 years. A default or two, well that fades within 12-24 months and doesn't have so much effect. A CCJ will mean NO CREDIT AT ALL WHATSOEVER until it drops off of your file!

I learned this the hard way!

CCJ does not mean you can not get any credit at all. Rubbish.

Lessbutbetter

samtoby wrote: »

CCJ does not mean you can not get any credit at all. Rubbish.

This is completely true. CCJ doesn't mean you cannot obtain a CC.

sharpy2010

No, I managed to get a Vanquis card whilst I had a CCJ.

But put it this way, when you have a CCJ there are very very little options available to you.

samtoby

But to be fair why would you be trying to get credit with an outstanding CCJ - ok once its paid but not when its not been paid.

sharpy2010

It was merely an observation which I'm passing on.

scott_lithgows

TheGenerus1 wrote: »

Which Creation card did you apply for?
Was it the purple one or one of the newer ones, green or silver.

I was going to apply the other day for their balance transfer card (purple one), but checked a couple of days ago and saw they no longer do that 16 month 0% balance transfer card. Instead the only Creation cards on offer are a purchase card (green) and a cashback card (silver) which both offer only 6 months on balance transfers

Flybe card is still there for 12 months BT,Red creation card vanished as quickly as it appeared.

OP,keep oldest card and 2 or 3 with lowest apr and/or best BT deal

scott_lithgows

If you got Priority club card you may have a good chance of getting the hilton honours card as well.Round them up to an even number !