📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Go TEAM GB July NSD Challenge

16768707273

Comments

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good afternoon folks,

    No NSD for me today, due to the joy of direct debits, although I also got my hair cut! I also bought some RAM memory for my pc of fleabay, which may mean I don't have to change my pc, although I have saved quite a bit towards it if I do. I'm off this week, so will just take it easy on the spending if possible.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone!

    Number 11
    here today, did post and Ebay parcel but I am figuring thats paid for anyway so not counting it. Might even manage to get another tomorrow :-)

    x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    I haven't been shopping,but had dds today and tomorrow need to buy some groceries,so that's it for the month.

    I really want to keep my spending down next month and am feeling very motivated.:D

    I sorted out my budget in June,because I didn't have a budget for toiletries,clothes and shoes,the kitty,household,haircuts and a few other things.I just took what I needed from my weekly budget or what was left in my account when possible.Now I have seperate pots for everything.It's all together in a seperate account and I keep track of it in a wee jotter.I even have a 'day out' fund now.So,at last I feel that I've got everything covered.

    Oh dear,I really hope it's not bad luck saying that!
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    24 today for me.
    Rain rain go away.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD 19 for me today, please. Ooh, wonder if I can make it to 20. Fingers crossed! x
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening everyone. HOW is it nearly Aug already? :eek: only one more month until I start thinking about things autumny and the run up to xmas :eek::eek::eek:

    Back in the office today, been totally manic and no idea where the day went - though my boss said we did achieve a lot today so I don't feel quite so bad :D Back at boot camp too, could feel like I'd had a week off but homefully tomorrow will be easier - although I know what I'm like, because I've had a break I want to push myself harder to make up for it...obsessive and every so slightly competitive - moi? :whistle: (though oddly, growing up I'd never had said I was, but then I am also a total perfectionsit so I guess when it comes to physical activity that turns into competitiveness?)

    Anyway, bad news is I'm still working, good news is that I've got NSD #13 :j

    Oh, and pud is now released from being grounded and seems to be walking on her leg just fine. Will still keep an eye in case it was a bite (our prev kit got bitten in the face by a dog once and got a nasty absess) but fingers crossed she just pulled / twisted it.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Learning2Budget
    Learning2Budget Posts: 1,092 Forumite
    Hello been a little awol but have hit my target 12 Happy days. L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • OoDNOod - hope the job hunting is going well and sorry to hear about the car and the fridge, it never rains, eh:(........

    Indeed, but at least looking on the positive side - the fridge is a warranty repair, the car should now be fine for years (apart from servicing) and still quite a few opportunities job wise.

    I'm absolutely refusing to allow this year to be a negative year whatever happens (the last 2 were really bad!).

    On the plus side, 2 more NSDs to report taking the total to 26:j:j:j

    Might be a bit more difficult next month as really hammering the budget down from August.
    "Whether you think you can, or you think you can't -- you're right" - Henry Ford
  • firestronaut
    firestronaut Posts: 454 Forumite
    Didn't get one yesterday - bought cigs, bread, some sweets and lent my neighbour £10
    Most probably won't get one today either - I have an important meeting that I'll probably have to buy a bus ticket for.

    Nevermind, there's always next month. :D
    Starting debt: 3399.39 / Debt now: 2975.39
    VSP Challenge 2012: £39.58/£100 Crazy Clothes Challenge 2012: £3.00/£150
    £2 savers club #20: £30
    2012 earnings: £67.50
    Long Haul DFW Supporter #204
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Just popping in to report NSD #26 for yesterday. Hoping for a last one today :)




    Have a great day :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.