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Go TEAM GB July NSD Challenge
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Sorry this is just a flying visit, but it's been a mega busy weekend & i can hardly keep my eyes open, so just a quick visit to report number 14 today :j:j
Only 1 more to meet my target, i will do it!!February NSD challenge 5/150 -
Well done everyone :j.
I'm claiming NSD number 3 even though i spent some money today, but it was essential stuff. Will be buying a few more essentials tomorrow and then that should be it for the month.
Can't wait to do this properly in August.
Have a good week0 -
Hello lovely people:wave:
Being [STRIKE]nosey [/STRIKE]interested I can’t miss out on all the gossip so just catching up from the weekend:D
marmite - thanks for a fabby update:T. Hmmm..... remind me to avoid the mouldy vegetable peelings at our next shindig :rotfl:
Woohooo to making your target:j:j
marshmallowkisses - don’t give up, you can still nab your first NSD:A
PipsMum - I’m not surprised cleaning the kitchen nearly killed you with the heat and being 28 weeks pregnant:eek:. Hope you’ve had some rest over the weekend:A
Be proud of your 10 NSDs, they’re not always easy to come by:)
OoDNOod - hope the job hunting is going well and sorry to hear about the car and the fridge, it never rains, eh:(........
firestronaut - yay to NSD no 1, that’s fab, and no 2 is even better:j:j
kerri - welcome back, we missed you:A. It sounds as though you got a lot of spending done in the US in a very short time but yay to the NSDs as well.:T
Hope pud is OK:)
beanie - yay to the decorating and new lightshades, all sounds fab:j:j
freeby - thanks for another fabby update:T. Hope DD2 is pleased with all the new purchases and is looking forward to starting at secondary school:)
stripeyjumpergirl - yay to your personal best, you’ve definitely got Olympics fever:j:j
Red - pleased you had a lovely lunch today and yay to the bargainacious wine from Mr T:j:j
hotspur_pam - yay to no 3, that’s brilliant:j:j
BDINI - hope you're OK and not overdoing it :AThe time you enjoy wasting is not wasted time
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Good Morning
NSD #25 yesterday and my 3rd target met :j:j
Will post the August link again in case anyone has missed it
https://forums.moneysavingexpert.com/discussion/comment/54814593#Comment_54814593
Have a great dayFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Popping in for number 4!* Jan NSD *
*Debt total £86.78.82*
*Debts left to pay: 10 *
*Weight Loss: I was: 210lbs ...NOW: 196 lbs *0 -
I managed to get NSD 18, 19 and 20 as we went camping, and I managed to resist the lure of buying pretty shiny things
so that also gives me 9 in a row so feeling very pleased with myself today.
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
2 more so target metBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
Not an NSD for me as Benefit launched a sneak preview sale of their new complexion kits so i bought one in light.0
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Morning all :hello:
Up to 16 NSD's thank you :A"If wishes were horses, then beggars would ride"
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August's NSD Thread - Click herefreebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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