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  • Thanks Peonie, my new way of thinking is that money could pay off my mortgage. Yep its ok to treat myself after the last year, but I need to do this for myself x
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Well my £49 coast dress arrived today, and got a dress for the meeting the new boyfs mum n dad on sat night . Paid £470 off the mortgage yesterday, and started with Tilly tidys . Well and truly on the ms train again. Applying for loads of jobs, and early night tonight for me I think xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • right , credit card is cut up, and back on the debit card. not there don't get attitude. Just tilly tidied £2.56 out of all my accounts so that's great news. all unwanted dresses have been posted back to where they came from. Got a bag full of old clothes that want weighing in , and got some bits to go on flea bay again.
    feeling really good, and 3 applications will be in by close of play today .
    eeekk
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • just checked the mortgage, and made a target of getting to £130,000 by march this year. This would mean in two years that is £12,000 off the original . I have also shocked myself as got £8000 off the £20,000 loan since last year. If I can get to £130,000 by march I will be glad, and then I need to save some in my rainy day fund .....
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • having cleared my cupboards again in a mad panic thinking I had no shower gel left, I found 6 tubs, 2 deoderants, 2 fake tans, lots of moisturiser, 2 hairsprays, 2 mooses, 3 packets of razors, oh and £55 in loose change cerching!!!! So that's £55 in to the op pot today. just having a day of altering a dress that's bit big up top so putting some safety nets in!!!
    was looking last night toying with the idea of parting with some shoes and bags, but decided against it.
    TTFN
    xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That's a seriously good haul from your cupboards! Why aren't mine hoarding such treasures for me?! :rotfl:
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • £4.14 Tilly tidy today, NSD today as just changed beds, and cleaned windows at my house. Come to rentals and hoover and dusting through , then hounds a walk, then ebay stuff on , then to my cousins for tea. Only £1154 until I reach £130,000. Oh and £560 until I have paid off £10 k of the ex fund, so half way there!!!!


    Saturdays jobs are to hoover and dust my house, and give oven and bathroom a good clean, oh and empty work handbag of all change - as that's the last place I haven't checked for extra stow away pennies.
    Out over the weekend as its the new Oh's birthday so out for tea with his rentals and then to the lakes for the day - buying his lunch with some vouchers I have found.
    ttfn
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • TT of £2.20 so exactly £1500 to aim for by march. All cash is back yay!!!feeling like had a good OP month £507 in total. Just goes to show how you can make a difference if you put your mind to it. Taking some bits back tonight on way to my friends to . Eating up still , think I am finally getting the balance right in life , I can OP without strapping myself so that I resent doing it. I did switch heating off but after freezing its now back on . x
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • oh and forgot to say that the new Mr MC is also as thrifty as me...... he has his mortage and he is now fully on board in the saving challenge, he actually challenged me to see how much I can not spend to knock off by next year . .... and he is going to try and do the same. I stopped at his this weekend and tidyied up his room when he was in the shower, and filled a pint pot in change!!! so I will be bagging it up for him and swapping as it can pay for tea out one night. He thinks I am crazy I am sure!!!!! x
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Hey you are doing fantastically well,:beer: it will make a big difference that you have someone to support you in the savings quest. How is the shopping going? Lgp x
    Mortgage value was £135,000 now £43,218
    TCB total £1200
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