Bank of Ireland Credit Card

Ste1602

Has anyone got any info on Ulster Bank Credit Cards, they offer same deal, 0% no fee 6 months, My application is in process but if they are the same might aswell stop right now.....:rotfl:

sicker

I have an 'Ulster Bank' gold credit card. No problems what so ever up 'til now (touch wood) £3000 credit limit.

John

Moggles_2

Last November, I applied for the Ulster Bank Gold card and requested a free balance transfer without any difficulties. Ts & Cs are much the same as other cards from the RBS stable, except of course the absence of a BT fee for the first 6 months.

My only criticism would be the "responsible" credit limit :rolleyes:

shaymenRup

shaymenRup wrote: »

Bank of Ireland are clearly inept or not used to the demand.

I applied and tried to transfer £1000 and £1500 from respective cards ending their 0% deals. I've stoozed larger sums , but I'm trimming it down as I refuse to pay BT fees.

I sent my bills as proof. I had to ring them inumerable times to chase the application.

Eventually I paid one card off and left just one remaining BTas I was due to be charged.



I've since found out that they have sent a transfer quoting the wrong credit card number and despite registering a £1500 debt on my Ireland card, my existing card hasn't received any funds. I only found this out after about five seperate calls.

I've complained in writing and I've been told the draft will be resent.

Bargepoles come to mind.

It got even better. When the first payment was due, the direct debit wasn't activated correctly , because the muppets hadn't recorded any account information on the DD instruction. Therefore my bank didn't know where to send it. Only noticed when I checked my internet bank DD's and it showed "NO REF"

Despite letters, numerous emails and telephone calls I was receiving no replies. However persistence payed off both matters now resolved.

£26 in charges refunded and a further £20 off my balance as an apology.

For those having problems try this bloke, helped with my first problem eventually.

[EMAIL="Kevin.Flynn@boimail.com"]Kevin.Flynn@boimail.com[/EMAIL]