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Data Protection Act breach - serious legal matter
Comments
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The truth is an absolute defence to slander!0
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Have you made subject access requests to CIFAS and National Hunter?
If the institution believes your "scam artist" claim it may have posted a warning to other institutions on these databases.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Nothing on either of them.0
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Seems like you have slandered the bank. Actually, as you have published the blog it would be libel, arguably a much more serious offence.
If you read consumer champion websites (such as this one) you will notice that they are responsible in what they say, give the bank the right to respond, and correct any inaccuracies of fact if requested.
You cannot just set up a website and make things up.
As far as banks passing information to each other. They can do this if they can provide evidence that doing so is required to prevent crime. In your case, potential fraudulent claims for compensation.0 -
For the sake of balance here is what could have happened.
Bank 1 received an application that required a credit check
Bank 1 noticed a large number of searches from other banks. Possibly also a warning that applications had been submitted with inconsistent data. Hence there was a possibility of application fraud (or gaming the system).
Under Section 29 of the Data Protection Act the bank decided to contact the other banks to see what was going on.
Other banks gave honest and provable information (that would be accepted as evidence in court) regarding their customer. Due to a liability arising for information withheld the bank supplied information about the customers self confessed status as a serial complainer.
Customer decides to respond by yet more complaints and a Data Subject Access Request.
Customer is no longer someone that banks want to do business with as there is a lack of trust between the parties, hence agreements cannot be entered into in good faith.0 -
Is the OP still a customer of these banks then ? or have they given him notice of account closure :think:
I don't know why the OP bothered logging in at 8.51pm today to post four words in this thread - it looks like he has no fight left , with so many pro-bank posters / bank and financial sector employees on this thread I doubt that he can tell friend from foe :silenced:johnisworried wrote: »Nothing on either of them.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Didn't talk to anyone (fraud agencies) but other banks.0
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