We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car insurance problem,please help

hotrocks68
hotrocks68 Posts: 116 Forumite
Part of the Furniture Combo Breaker
Hi everyone.....

i am desperate for some advice.

I have'nt had a car for over 2 years because i could'nt afford to run one.My last insurance policy ended in August 2009,i had over 11 years no claims bonus
I purchased a car at the beginning of June and was led to believe that the co-op accept no claims bonus for up to 3 years.
So i purchased cover with them after speaking to an advisor on the phone.I then duly sent my last letter dated August 2009 confirming my 11 years no claims discount.
I have just came home to find a letter from the co-op(and i cant call until tomorrow)saying that they will not accept my no claims discount.
Have i been done over here or missing something?
When i cancelled my policy in 2009,i got a refund because i had only run that policy for(i cant remember)3 or 6 months,up until then i had been insured without a break for years.
Any thoughts?

Regards.

Comments

  • hotrocks68 wrote: »
    Hi everyone.....

    i am desperate for some advice.

    I have'nt had a car for over 2 years because i could'nt afford to run one.My last insurance policy ended in August 2009,i had over 11 years no claims bonus
    I purchased a car at the beginning of June and was led to believe that the co-op accept no claims bonus for up to 3 years.
    So i purchased cover with them after speaking to an advisor on the phone.I then duly sent my last letter dated August 2009 confirming my 11 years no claims discount.
    I have just came home to find a letter from the co-op(and i cant call until tomorrow)saying that they will not accept my no claims discount.
    Have i been done over here or missing something?
    When i cancelled my policy in 2009,i got a refund because i had only run that policy for(i cant remember)3 or 6 months,up until then i had been insured without a break for years.
    Any thoughts?

    Regards.

    You need to ask them.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a look here.

    http://ask.co-operativeinsurance.co.uk/help/car_insurance/ncd_not_used

    Perhaps they're looking for an explination for the gap in cover
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.