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Car insurance problem,please help

hotrocks68
Posts: 116 Forumite

in Motoring
Hi everyone.....
i am desperate for some advice.
I have'nt had a car for over 2 years because i could'nt afford to run one.My last insurance policy ended in August 2009,i had over 11 years no claims bonus
I purchased a car at the beginning of June and was led to believe that the co-op accept no claims bonus for up to 3 years.
So i purchased cover with them after speaking to an advisor on the phone.I then duly sent my last letter dated August 2009 confirming my 11 years no claims discount.
I have just came home to find a letter from the co-op(and i cant call until tomorrow)saying that they will not accept my no claims discount.
Have i been done over here or missing something?
When i cancelled my policy in 2009,i got a refund because i had only run that policy for(i cant remember)3 or 6 months,up until then i had been insured without a break for years.
Any thoughts?
Regards.
i am desperate for some advice.
I have'nt had a car for over 2 years because i could'nt afford to run one.My last insurance policy ended in August 2009,i had over 11 years no claims bonus
I purchased a car at the beginning of June and was led to believe that the co-op accept no claims bonus for up to 3 years.
So i purchased cover with them after speaking to an advisor on the phone.I then duly sent my last letter dated August 2009 confirming my 11 years no claims discount.
I have just came home to find a letter from the co-op(and i cant call until tomorrow)saying that they will not accept my no claims discount.
Have i been done over here or missing something?
When i cancelled my policy in 2009,i got a refund because i had only run that policy for(i cant remember)3 or 6 months,up until then i had been insured without a break for years.
Any thoughts?
Regards.
0
Comments
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hotrocks68 wrote: »Hi everyone.....
i am desperate for some advice.
I have'nt had a car for over 2 years because i could'nt afford to run one.My last insurance policy ended in August 2009,i had over 11 years no claims bonus
I purchased a car at the beginning of June and was led to believe that the co-op accept no claims bonus for up to 3 years.
So i purchased cover with them after speaking to an advisor on the phone.I then duly sent my last letter dated August 2009 confirming my 11 years no claims discount.
I have just came home to find a letter from the co-op(and i cant call until tomorrow)saying that they will not accept my no claims discount.
Have i been done over here or missing something?
When i cancelled my policy in 2009,i got a refund because i had only run that policy for(i cant remember)3 or 6 months,up until then i had been insured without a break for years.
Any thoughts?
Regards.
You need to ask them.Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr0 -
Have a look here.
http://ask.co-operativeinsurance.co.uk/help/car_insurance/ncd_not_used
Perhaps they're looking for an explination for the gap in cover0
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