PAYPAL - Let this be a warning to everyone

Poppy9

He's an excellent presenter. I loved watching him:rolleyes:

Anyway it's the US, why doesn't he just sue someone?

motorguy

frivolous_fay wrote: »

There's a little thing called Seller Protection, some people may have heard of it. It's really not complicated to make sure you qualify.

http://www.paypalsucks.com/paypal-seller-protection-policy.shtml

frivolous_fay

pgilc1 wrote: »

http://www.paypalsucks.com/paypal-seller-protection-policy.shtml

Yeah, we know all that, what's the problem?

motorguy

Maybe if you read the quite lengthy conditions around the so called Seller Protection policy you would see that its not all its suggested it is by Paypal.

For an off the top of my head example the limit is £150 per claim - selling a laptop, mobile phone, computer, or anything of significance could exceed that easily.

Plus you must prove you have posted to the credit card holders registered address, and be able to demonstrate this via an online trackable method does catch a lot of people out.

frivolous_fay

pgilc1 wrote: »

Maybe if you read the quite lengthy conditions around the so called Seller Protection policy you would see that its not all its suggested it is by Paypal.

For an off the top of my head example the limit is £150 per claim - selling a laptop, mobile phone, computer, or anything of significance could exceed that easily.

I've read the T&Cs. I think this is what you're thinking of:

'For transactions equal to £150.00 GBP or more in value, the seller needs to provide proof of receipt (signed, or otherwise acknowledged, by the buyer) in addition to postage and tracking information.'

pgilc1 wrote: »

Plus you must prove you have posted to the credit card holders registered address,

From your link:

'Also, the confirmed Address must be the address at which the buyer receives their credit card statements, or an address of the buyer which PayPal has confirmed outside the credit card system.'

Can you tell me which kind of address confirming isn't covered by those two options?

pgilc1 wrote: »

Plus you must prove you have posted to the credit card holders registered address, and be able to demonstrate this via an online trackable method does catch a lot of people out.

It catches people out when they haven't read the T&Cs.

snaffler

It may cause restrictions and be a little harder to sell things but I stick selling second hand goods in the following way.

First I try local free ads and a local free ads website as well as cards in shop windows this has proved 80% successful I mean why do people not try the good old fashioned tried, tested and successful methods first, its safer the goods can be inspected by the buyer and you get cash everyone is happy.

If this is not lucky and it is a high value item I place it online with an ad saying personal collection only I mean if its a £100 plus item it may be electronic or weighty it's going to cost me a good £12 upwards to post this item, then it has no guarantee of reaching the customer in good working order. If I was a customer I would happily put in £10 worth of fuel to collect an item in person rather than risk getting payshafted or buying rubbish.

The above methods have always worked great for me with no trouble at all.

Also like the video guy says Paypal are not a bank for this reason they are not controlled by the Banking Code of Conduct or a member of any financial watch dog or association they are a law onto themselves.

motorguy

frivolous_fay wrote: »

I've read the T&Cs. I think this is what you're thinking of:

'For transactions equal to £150.00 GBP or more in value, the seller needs to provide proof of receipt (signed, or otherwise acknowledged, by the buyer) in addition to postage and tracking information.'



From your link:

'Also, the confirmed Address must be the address at which the buyer receives their credit card statements, or an address of the buyer which PayPal has confirmed outside the credit card system.'

Can you tell me which kind of address confirming isn't covered by those two options?



It catches people out when they haven't read the T&Cs.

The bottom line is, in real terms, there is a very narrow window in which you are covered as a seller. there are a lot of ebayers who's paypal account doesnt have a confirmed address. For example if you read https://www.paypal.co.uk on what a confirmed address means for sellers, they say 'For ADDED protection, send items to a confirmed address'. This implies that you have protection if you don't send to a confirmed address, when in actual fact you have NONE. What they should have is 'For your ONLY protection...'

Also they have "Tell your buyer to confirm their address by adding a debit or credit card to their PayPal account. PayPal will confirm the card billing address where possible (the address where you receive your card statement)." (a) paypal dont confirm addresses instantly, and (b) paypal would LOVE everyone to have a credit card registered as it increases their grip on users.

Paypals website reads along the lines of "dont worry it will all be ok, paypal is great". Paypal ISNT. Its a minefield that people can easily get caught out in. Paypals priorities are

(1) Paypal not being out any money
(2) The buyer not being out any money
(3) The seller not being out any money

Unless there is absolutely conclusive proof that the seller followed their very strict guidelines then IF something goes wrong, its the seller who will go down in flames.

Paypal sets itself up as judge, jury and executioner, to the detriment predominantly of sellers, and occasionally to buyers, but never to its own detriment.

Snooze_Control

Good post Paul. :T

SC

Sugar_Coated_Owl

If you don't like PayPal don't use it.

Sybarite

razorbladekisses wrote: »

If you don't like PayPal don't use it.

...If you don't want to ever sell anything given Ebay's remarkable lack of support for a variety of payment methods.