E: 14 May - Free Olympus Digital Camera with Virgin Money Life Insurance

iwannamotorbike

Hi

Virgin Money Life Insurance are offering a free Olympus digital camera when you pay the first premium on a new life insurance policy taken out before 14 May 2005.

It costs from just £6 per month (dependant on personal circumstances) and for this you are covered up to £14,409.

Link and T&C below. Regarding T&C 9 this information came from an anonymous mailshot posted through the door containing the website address.

Don't know how easy this is to cancel, hope it helps someone.


Allan

http://uk.virginmoney.com/life-camera/


Terms and conditions for the Camera promotion
1. This offer is not to be used in conjunction with any other offers from Virgin Money.
2. Customers who qualify for Virgin Life Cover or Virgin Mortgage Protection between 1st December 2004 and 14th May 2005 and are accepted for cover by Virgin Money Life Ltd, will receive a Digital Camera after their first premium is collected.
3. Please allow 28 days after your premium has been collected for the delivery of the Digital Camera.
4. Only one Digital Camera per household.
5. The promoter is Virgin Money Personal Financial Services Ltd.
6. Virgin Money will not be liable for non-delivery due to circumstances beyond our control including (but not limited to) adverse weather conditions and failure of the recipient to take delivery.
7. To make sure that your Digital Camera is delivered to your satisfaction, we will need to pass your name and address details to the organisation that will be dispatching the Digital Camera on behalf of Virgin Money.
8. Available to UK residents aged 18 or over.
9. Offer available to the addressee of this mailing only.
10. No responsibility will be accepted for lost or delayed applications.
11. Where a Digital Camera is not available, an alternative incentive of equal or greater value will be offered.
12. Virgin Money Personal Financial Services, Registered office Discovery House, Whiting Road, Norwich, NR4 6EJ. Registered in England no. 3072766.

redfox

moving to the Insurance board

RufusA

The camera pictured on their site is an Olympus C-160, 3.2 Megapixel without an optical zoom. Cheapest I can find online for the camera is over £80, summary of specs from the tesco site:

Olympus C-160

Terms and conditions for the Policy itself appear to allow you to cancel at any time (provided you write in before the next payment date, and are paying monthly by DD), and if you cancel the DD they will automatically cancel the policy. No mention of minimum term or penalties.

So in theory you could get an £80 camera for £6, provided you remember to cancel, and the "addressee" condition isn't going to be a show stopper. This is assuming that the pictured camera is the one you get sent!

Hmm - very tempted!

Rufus.