Is it legal to charge for car insurance quote?

chemer

Hi!
On one forum I found a post, where a nice Latvian lady says that she can get a cheaper car insurance quote from her sources, and want "only" 50 pounds as a charge for service. And she tells that she can get almoust any reasonable car up to 2litres no higher than 700. 700 is a complete maximum for a new driver. If you up to 30y old she can get you covered fully comp for 200-400, depends on car. And no claims make no sence at all. She claims it doesent matter.
It sounds like a scam to me, but there is a bunch of people who claims that cover is great, and one of them had an icident recently, and everything was covered.
Can anyone explain is it legal to charge for that? If that company exists why it is not advertaising itself everywhere???

vax2002

is this a Joke ?
Go on then, gives us the punchline...

benjus

Must be those pesky meercats again

chemer

vax2002 wrote: »

is this a Joke ?
Go on then, gives us the punchline...

I want to find out too...according to her website 24y old, insured BmW X5 Sport 5dr auto Petrol, with 0 NCB, 5y on European license got £626.18 for a year

It just to good to be true.

lcharm

Umm .su? Soviet Union domain?

Not FSA regulated
Not ABI registered
Unlikely to get car tax

Either the OP is joking or is in the process of falling for a scam!

CKhalvashi

This is a well known scam in Russia, which is now being brought Eastwards.

It is legal to charge for a quote on anything you like, but whether it's moral is another story.

In my home country (which is a former Soviet SSR, but not Russia) it's common to pay for a quote through a broker, however it would typically be a few Lari (1 lari is about 30p) rather than £50.

Also, as a fluent Russian speaker, the Russian is not perfect by any means, and looks like it has been done through translator.

CK

chemer

lcharm wrote: »

Umm .su? Soviet Union domain?

Not FSA regulated
Not ABI registered
Unlikely to get car tax

Either the OP is joking or is in the process of falling for a scam!

This is no joke, they sparked a huge discussion already. But anyway it can be legal to charge 50 pounds for just a quote is'nt it?


And yes, it is a soviet union domain

vax2002

If it is give me your details and ill get you a quote for £25 !
using those pesky meercats..

chemer

CKhalvashi wrote: »

This is a well known scam in Russia, which is now being brought Eastwards.

It is legal to charge for a quote on anything you like, but whether it's moral is another story.

In my home country (which is a former Soviet SSR, but not Russia) it's common to pay for a quote through a broker, however it would typically be a few Lari (1 lari is about 30p) rather than £50.

Also, as a fluent Russian speaker, the Russian is not perfect by any means, and looks like it has been done through translator.

CK

Hello, you are from Georgia? I am originaly from Ukraine.
She is Latvian, she speaks Russian but I think she cant write on it gramatically.
I am now reading her posts on https://www.one.lv
As I understand she just knows some place, and want 50quid for information....

lcharm

Your missing the point, there are rules and regulations in the UK even acting as a broker so of course it's a scam!

dunstonh

I have seen something like this before. Unregulated individuals effectively doing the online applications for you. They take all your details, input it into comparison sites and then tell you that they can get it cheaper than your renewal. They then take the fee for effectively doing the online application for you.

These people are not regulated by the FSA. They are almost certainly in breach of FSA rules and acting unlawfully and you do not get any consumer protection from the FOS or other bodies if they input the information incorrectly. The latter was a case I heard about where this happened.