Is this PPI ?

lgb2100

I had a Debnehams store card which I paid a few pence for every £100 spent on the card for payment protection.

This card was then replaced by the store with a Debnehams Credit card, on which I still pay the few pence for payment protection.

Is this PPI ?

dzug1

Well PPI = Payment Protection Insurance, so it sounds like yes.

Seems slightly on the cheap side though - depending on what you mean by a 'few pence'

lgb2100

It's shown on the statement each month as "Account Premium Protection", and charged 10% of the outstanding balance.....

DCFC79

Sounds like it is, why not send a claim letter for what you paid

WelshSun

When you claim from them can you claim any of your costs, such as stamp costs?

DCFC79

WelshSun wrote: »

When you claim from them can you claim any of your costs, such as stamp costs?

Sorry but whats stamp costs lol ?

I just sent mbna the ppi claim letter and they sent a cheque for the ppi

lgb2100

is there a typical PPI claim letter - I cant seem to find one on here ?

Tixy

There is an entire section of the forum related to PPI reclaims - you will find template letters and step by step instructions there -
Reclaim PPI & Other Insurance

e.g PPI Reclaiming Guide: £1,000s for missold loan insurance

redpete

WelshSun wrote: »

When you claim from them can you claim any of your costs, such as stamp costs?

Just spotted this. Thanks to the poster for bringing a smile to my face - the thought of someone worrying about the cost of posting a couple of letters when they might be claiming hundreds of pounds.

lgb2100

DCFC79 wrote: »

Sounds like it is, why not send a claim letter for what you paid

Sent a letter, and had a reply (July) stating that I did not have PPI on the account....

recently just received a PPI statement (first one in the lifetime of having the card) stating what I had paid during the past year as PPI !

Letter sent again requesting refund, etc....