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Balance transfering who owns who?
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trevor74
Posts: 9 Forumite
in Credit cards
This has probably been asked before - but somebody take pity on me.
I have six weeks until my tescos 0% deal ends and I was hoping to switch to another 0% deal. I have been tarting around for sometime now and love the feeling that I am paying of my £4000 debt without paying interest. As I have been through a few cards in the last couple of years does it matter if I revisit old cards with current 0% deals? Is there a list any where that tells you who owns who ie MBNA seems to own loads of different cards. Does this matter any way? Would I be charged a fee if I moved to another card under the same stable? Or would they just turn me down? (I've never been turned down up to now - is this luck or judgement- who knows)
I've never been charged a fee or interest since I started following Martins tips and I really don't want to start now. Help!!
God I feel better for getting all those questions of my chest!!
Sorry if I'm asking questions that have already been asked.
I have six weeks until my tescos 0% deal ends and I was hoping to switch to another 0% deal. I have been tarting around for sometime now and love the feeling that I am paying of my £4000 debt without paying interest. As I have been through a few cards in the last couple of years does it matter if I revisit old cards with current 0% deals? Is there a list any where that tells you who owns who ie MBNA seems to own loads of different cards. Does this matter any way? Would I be charged a fee if I moved to another card under the same stable? Or would they just turn me down? (I've never been turned down up to now - is this luck or judgement- who knows)
I've never been charged a fee or interest since I started following Martins tips and I really don't want to start now. Help!!
God I feel better for getting all those questions of my chest!!
Sorry if I'm asking questions that have already been asked.
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Comments
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Hi
Most cards will let you revisit after 6-12 months. MBNA own Abbey, Alliance and Leciester, MBNA and Virgin. The MBNA and some others (MINT) charge for BT's. You need to check with the card before applying.
Good Luck with you 0% debt..0 -
One of the main questions is did you actually cancel your previous cards, or did you simply cut them up? If you officially cancelled them more than 6 months ago you should find yourself eligible for "new customer" offers on the same cards again, plus cards from the same stable.
Operation Get in Shape
MURPHY'S NO MORE PIES CLUB MEMBER #1240 -
Oops - smartsaver got in first!
Operation Get in Shape
MURPHY'S NO MORE PIES CLUB MEMBER #1240 -
If you're not fast, you're lastEvery day above ground is a good day.0
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trevor74 wrote:Is there a list any where that tells you who owns who...0
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Big_Nige wrote:If you're not fast, you're last
Hmm, my OH is a fan of the phrase "You snooze, you lose" :rolleyes:Operation Get in Shape
MURPHY'S NO MORE PIES CLUB MEMBER #1240 -
trevor74 wrote:Is there a list any where that tells you who owns who0
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Thanks - talk about quick service !!
I will get an application of asap.0 -
johnllew wrote:0
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