Balance transfering who owns who?

trevor74

This has probably been asked before - but somebody take pity on me.

I have six weeks until my tescos 0% deal ends and I was hoping to switch to another 0% deal. I have been tarting around for sometime now and love the feeling that I am paying of my £4000 debt without paying interest. As I have been through a few cards in the last couple of years does it matter if I revisit old cards with current 0% deals? Is there a list any where that tells you who owns who ie MBNA seems to own loads of different cards. Does this matter any way? Would I be charged a fee if I moved to another card under the same stable? Or would they just turn me down? (I've never been turned down up to now - is this luck or judgement- who knows)

I've never been charged a fee or interest since I started following Martins tips and I really don't want to start now. Help!!

God I feel better for getting all those questions of my chest!!
Sorry if I'm asking questions that have already been asked.

smartsaver

Hi

Most cards will let you revisit after 6-12 months. MBNA own Abbey, Alliance and Leciester, MBNA and Virgin. The MBNA and some others (MINT) charge for BT's. You need to check with the card before applying.

Good Luck with you 0% debt..

Bargain_Rzl

One of the main questions is did you actually cancel your previous cards, or did you simply cut them up? If you officially cancelled them more than 6 months ago you should find yourself eligible for "new customer" offers on the same cards again, plus cards from the same stable.

Bargain_Rzl

Oops - smartsaver got in first!

Big_Nige

If you're not fast, you're last

YorkshireBoy

trevor74 wrote:

Is there a list any where that tells you who owns who...

I'm sure I've seen one recently. I've checked back over the last 7/8 pages on here and can't find it. Maybe it was over on the https://www.fool.co.uk discussion forum?

Bargain_Rzl

Big_Nige wrote:

If you're not fast, you're last

Hmm, my OH is a fan of the phrase "You snooze, you lose" :rolleyes:

johnllew

trevor74 wrote:

Is there a list any where that tells you who owns who

Yes - here: http://forums.moneysavingexpert.com/showthread.html?t=15180

trevor74

Thanks - talk about quick service !!

I will get an application of asap.

Caped_Avenger

johnllew wrote:

Yes - here: http://forums.moneysavingexpert.com/showthread.html?t=15180

Add to that the fact that HSBC now own HFC, Marbles and M&S&More