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Starting again, 1% at a time. 100 ways to make £80!

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  • MSE_Andrea wrote: »

    ooo, thanks Andrea. I didn't realise those pages were regularly updated! :)
    R.I.P. Bart. The best cat there ever was. :sad:
  • Hi All,
    Happy New Year!

    Member #187

    I have another 1.9% to declare which puts me over the 50% point now, wooohoooo!

    £190 = 1.9% from money leftover in my account at the end of December.

    My MBNA PPI claim was rejected, I ticked the box to accept the PPI apparently, so no money coming from there like I'd hoped. No more claims to make I think.

    I applied a couple of weeks ago for a 0% balance transfer card and was gobsmacked that they accepted me, now every penny really does make a difference and I have a better shot at making my debt free date of 31.12.2013 after all. So eBay here I come!!
    I wanna be a saver, not a spender but first...
    OD = was 1300 Now CLEARED
    Cahoot CC = was 4000 Now CLEARED
    Barclaycard (0%) = Was 7533 Now CLEARED
    Mum's CC (0%) = Was 11500 Now CLEARED
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you are all safe and warm in this awful weather. We finally had snow today,rather behind the rest of the country.
    My problem is if I can get to the P.O. to post e-b*y stuff:eek:.
    £4 of luncheon voucheres to add and £31.18 in e-b* y sales.
    #No.183 £403.66 = 40%.
    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I've fallen off the wagon a bit guys. :o determined to sort things out over the next 6 months.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • very much into this challenge and currenty i have 3 different ways in which im building up my £25's - these are...

    1. PADS - £5.01 / £25
    2. EBAY - £11.70 / £25
    3. At the end of each day i am transferring the odd number from my 2 accounts into savings - £21.25 / £25

    Also we have cancelled our daughters nursery place and planned to put the money we save towards the debts so I will have a few percents there xx
    Snowballing my way out of debt!
    Catalogue [STRIKE]£1600 [/STRIKE] £1502 - Catalogue 0% [STRIKE]£900[/STRIKE] £860 - CC £2390 - OD £3500 - Family £1050 - Laptop £280.81 - Loan £3485.81 - Wescott £2814.56
    TOTAL OCT 12 £16021.18:eek:
    Member of the Sealed Pot Challenge #1840
  • Yay, happy to declare another 2.5% :) Taking us up to a lovely round 35% made and paid!

    That 2.5% was partly from ebay sales - things didn't go quite as high as would have thought so maybe it wasn't the best weekend!!! Ah well at least we got some pennies towards the 100 ways pot and a declutter bonus :D £100 of it was from our lodger/friend - got another £80 due from her at some point so that'll be nearly another % once received!

    The best thing is that the credit card I've been throwing these at now only has a £300 balance - it was £3650.27 when I began this challenge :D

    I also did some extreme money-saving today - I usually cycle to work (7 miles each way) and despite the 8 inches (ish) of snow I cycled in today as well - my first time in the snow and man was that a good work out! I was determined not to spend £4 on the bus fare ;) Working from home tomorrow though so will save my legs!! And also give me chance to get my ebay parcels to the post office on my lunch break - too many to fit in my panniers!!!

    tattycath - we all have our falls! The important thing is to dust yourself off and jump back on that debt-busting wagon :D

    iwaanabeasaver - great news about the 0% credit card, so nice when our efforts aren't being wasted on paying interest - less good about the ppi claim!

    LMUD - hope the freelancing is ok and you find something more permanent soon xx
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Another 3% from fb sales :beer: 43% :T mammoth post office trip tomorroW thanks to ebay, they will hate me :rotfl:

    Didn't get anything new listed on eBay today, focussed on fb. Hoping there is a free listing weekend soon!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Me too happytails! I'm going to try and do PO when it's quiet- if I can manage it all in one go!!
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Me too fallenarcher, I always time it badly with the school run (our PO is right next to a primary school!) :o

    Going to have to chase a few payments on eBay as counted them all on the *hope* they pay, got about 4 outstanding.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Hi All! Payday!! :j

    So now my balance transfers to my Barclaycard have all gone through and as it is payday I have made my first payment :D

    LMUD, please can you change my 1% as I am now onto tackling the Barclaycard which is £6862.80 and rounding up my new 1% is £70 :eek: But after todays payment I have 4% paid off :) not a bad start if I do say so myself :rotfl:
    2019 will be my year!!
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