Any solicitors able to give advice??

callyh26

Is there any solicitors who can advise me if a letter that has been written over my partners joint mortgage is legally binding and sounds ok? So we can literally book an appointment with the Ex and get it signed by him, the ex and solicitor? Thanks

G_M

callyh26 wrote: »

Is there any solicitors who can advise me if......

Yes.

You'll find several in your local High Street.

callyh26

How is that useful? Or helpful? If you not interested in helping why comment!? Have you nothing better to do?

princeofpounds

solicitors won't give free legal advice on a forum (unles they are working pro-bono or for marketing purposes).

Not only does it deprive them of charging for their living, but it exposes them to all sorts of nasty potential liabilities.

There are a couple of legal bods around, maybe they will feel generous.

callyh26

ok just wanted a general idea if the letter would be legally binding thats all i know we'll have to pay to get it all done proper etc but thanks :-)

DVardysShadow

callyh26 wrote: »

How is that useful? Or helpful? If you not interested in helping why comment!? Have you nothing better to do?

It is about as useful as your question. If you are not actually interested in asking an answerable question, why ask? Have you nothing better to do?

No one in their right mind is going to look over a letter for you privately. I routinely refuse Private Mail requests for assistance, because my answer will not be checked by anyone. So if you are thinking of asking someone to comment in a PM to something you send by PM, think again. People don't do this and in general, you would not want to deal with the people who will do this.

Forums are great for some things. But not for your letter unless you are able to post the content here.

BitterAndTwisted

Short answer: see G_M's, princeofpounds' and DVardy's responses.



Long answer: How can anyone comment on the contents of a letter which they have not read?

If the quality of your written English in your first post is any indication of that in the letter you refer to, I would hazard a guess and say that it could never be legally-binding. In order to ensure something is legally-binding it needs to be written in such a way that there is absolutely no room for misinterpretation or ambiguity and it needs to be worded as a contract. A lay-person may not be the best-equipped to do that.

Instructing a solicitor could be the best money you ever spend when dealing with something so valuable and so very important.

G_M

callyh26 wrote: »

How is that useful? Or helpful? If you not interested in helping why comment!? Have you nothing better to do?

It is both useful AND helpful.

As others have indicated, proper legal advice costs money and can be obtained..... in the High Street.

Nothing better to do? Well, it only took me 13 seconds - time I can spare!

Post the draft letter here, and you are more likely to get comments on it.

There again, perhaps you've already had a PM from Richard or (I'll whisper this) timmy.

Hump

...plus you need to post what your aim or objective of the 'letter' will be - just in case it's not 100% clear in the text of the letter you might be about to post.

kingstreet

callyh26 wrote: »

Is there any solicitors who can advise me if a letter that has been written over my partners joint mortgage is legally binding and sounds ok? So we can literally book an appointment with the Ex and get it signed by him, the ex and solicitor? Thanks

I don't understand the purpose of such a letter. I presume your partner is carrying out a transfer of equity to remove his/her former partner from the mortgage and deeds of a jointly owned property?

If that's the case, he'll need to be vetted by the current lender for them to establish he is suitable for the mortgage in his sole name. Once that is done, the lender will pass the matter to a solicitor for the solicitor to complete the transfer, and this will include asking the former partner to sign the transfer documentation and to confirm the former partner has the right to seek independent legal advice about the issue.

The solicitor will want the former partner to confirm to him in writing that he/she has chosen not to take independent legal advice, if that is the case. Is this the letter to which you refer?

callyh26

Basically my partner and ex have a joint mortgage and secured loan. At this moment in time he has solely been paying everything for at least 2 years. The house needs lots of repair work, updating decorating etc, my partner is happy to do this but not to keep paying everything, adding value and basically then having her make him sell soon as its done. My partner has spoken to a Mortgage Advisor that told him as he has a few defaults on his credit file he has no hope of getting a mortgage in his own name, and the other option was to draw up a letter basically saying he will pay everything on the understanding that once the secured loan is payed off she'll take her name off mortgage (she has agreed to this previously) and that if for any reason the house has to be sold before this can happen then she will only get a share of the house value as it is now and also that payments towards the loan etc would also be taken from her profit?

Thanks