Cash ISAs: The Best Currently Available List

Sarahspangles

Coventry Four Access ISA is NLA

orange-juice

I'm thinking of transferring my Zopa cash isa (containing only previous years' subscriptions) over to T212's cash isa. One thing I like about Zopa, is that it keeps a tally of your allowance (including previous years), so that you're aware how much you should you pay back in before the end of the tax year.

Does T212 do the same, or do they only display current year's subscriptions? i.e. do you have to manually track the  running balance anytime you withdraw money, accounting for interest etc .. - as that feels like it might be a bit of work.

Bridlington1

Apologies if it's been mentioned elsewhere but I've just noticed CMC invest have launched an Easy Access Cash ISA at 4.85%: The ISA is flexible and allows transfers in from elsewhere:

https://www.cmcinvest.com/en-gb/cash-isa

s71hj

orange-juice said:

I'm thinking of transferring my Zopa cash isa (containing only previous years' subscriptions) over to T212's cash isa. One thing I like about Zopa, is that it keeps a tally of your allowance (including previous years), so that you're aware how much you should you pay back in before the end of the tax year.

Does T212 do the same, or do they only display current year's subscriptions? i.e. do you have to manually track the  running balance anytime you withdraw money, accounting for interest etc .. - as that feels like it might be a bit of work.

They do, "used" and "remaining ".

cadguy77

Bridlington1 said:

Apologies if it's been mentioned elsewhere but I've just noticed CMC invest have launched an Easy Access Cash ISA at 4.85%: The ISA is flexible and allows transfers in from elsewhere:

https://www.cmcinvest.com/en-gb/cash-isa

Is your money fully protected if some is held in QMMF's?

https://www.cmcinvest.com/en-gb/client-funds

BuyCurious

The list at top of thread is very useful, but is anyone aware of a tabular version somewhere (non-MSE?) that includes things that I think matter to me such as FCSC protection coverage, daily / monthly / annual interest payment, allowed withdrawals, flexible, transfer in, etc?  Every site I've found seems to want to recommend / select things rather than just list them all.

soulsaver

Paragon Double ***NLA*** Double Access Savings Account | Paragon Bank

flaneurs_lobster

BuyCurious said:

 Every site I've found seems to want to recommend / select things rather than just list them all.

This is the business model of just about every aggregating web site on the web (which are a good part of overall web traffic).

Why would a site bother taking data from unpteen vendors, filter & sort it into the sequences that punters want to see, etc unless there were some way of monetising it.

You'll pay for your information in some way, either in the form of referrals and/or affiliate links, or you pay a subscription to some kind of 'club' or you pay fees to a broker or financial advisor to do the looking for you.

Or you take advantage of sites like this where the input is from like-minded enthusiasts who compile the information for free.

BuyCurious

flaneurs_lobster said:

BuyCurious said:

 Every site I've found seems to want to recommend / select things rather than just list them all.

This is the business model of just about every aggregating web site on the web (which are a good part of overall web traffic).

I understand why most do it that way, but there are sometimes enthusiasts who tap into the same market feeds that those aggregators use and simply surface the raw data.  The amount of information that various people distill and add to Wikipedia for example is quite mind boggling.

I also didn't ask for it to be free.  If someone said Investors' Chronicle keeps such a list I might have taken up their trial subscription offer.

I'll assume no-one has done so in this case though.

Expotter

Plum has increased their rate for Cash ISA to 5.18% ( including a 1.39% 12 months bonus). Minimum £100 to get this rate and 3  withdrawals allowed. Transfers also allowed.

https://withplum.com/cash-isa