Cash ISAs: The Best Currently Available List

pavlovs_dog

after all the trouble i had with them, they now send me quarterly statements. itreally does seem like they just cant make up their mind whether this account should be statemented or not :rolleyes: :rotfl:

OzzMosiz_2

I've just opened up a Halifax ISA (fixed at 6.2% for a year) as Alliance & Leicester have dropped their rate from 5.9% to 5.65.

There are also imbeciles crowing to the Bank Of England to cut interest rates too, and I bet those numpties do it.

RayWolfe

pavlovs_dog wrote: »

after all the trouble i had with them, they now send me quarterly statements. itreally does seem like they just cant make up their mind whether this account should be statemented or not :rolleyes: :rotfl:

They do send a quarterly statement if there has been any activity in that quarter.

pavlovs_dog

the only activity there would have been is earning interest. i opened the account with £3000

elpaw

What's currently better than Kent Reliance?

(in terms of being mentioned in the Top Cash ISAs article)

Cappsy

Kazza,

New interest rates for Stafford Railway BS from 1st Jan.

http://www.srbs.co.uk/SavingsRates.aspx?PageID=48

Reduced from 6.1% to 5.85% for £10K+ which puts it well below Kent Relience but still above YBS where my cash is at the moment.

bristolleedsfan

kingkano wrote: »

Scarborough BS My Savings ISA - is now 6.50 rather than 6.80%

kind of interest rate trick change Scarborough BS are famous for.

Kazza242

I've done a mega update this morning to add to the quick updates I did earlier this week to the first post of this thread.

Updates this week:

• Tipton & Cosely BS Premier ISA reduced from 6.17% to 5.92% AER
  
• Natwest E-ISA reduced from 6.00% to 5.75%
  
• Kent Reliance Direct ISA reduced from 6.21% to 6.05%
  
• Stafford Railway BS mini cash ISA reduced from 6.10% to 5.85%
  
• Scottish BS cash ISA reduced from 6.05% to 5.80% (adding a new £30K tier)
  
• Leek United BS mini cash ISA reduced from 6.00% to 5.75%
  
• Clydesdale Bank ISA reduced from 6.05% to 5.70%
  
• Abbey Direct ISA reduced to 5.67% (for balances of £9K+)
  
• Saffron BS (180 days notice) ISA 2 reduced from 6.30% to 6.05%
  
• City of Derry BS (30 days notice) ISA reduced from 6.05% to 6.00% (adding a new £30K tier)
  
• Loughborough BS (30 days notice) ISA reduced from 6.00% to 5.90%
  
• Monmouthshire BS (30 days notice) ISA reduced from 6.00% to 5.75%
  
• Dunfermline BS (30 days notice) ISA 2 reduced from 5.90% to 5.65%
  
• YBS Fixed Rate Anniversary ISA reduced from 6.35% to 5.80%
  
• Scarborough BS My Savings ISA reduced from 6.80% to 6.50%
  
• Dudley BS Regular Saver ISA reduced from 6.00% to 5.85%

Also added is a new 3 Year Fixes section. As Bank of England base rate has fallen recently, some of the fixes are looking quite attractive. In this section, the (fixed for 3 years) Halifax ISA and Leeds BS ISA, paying 6.20% and 6.10% respectively, have been added.

I will do another update this week. Guys please bear with me, it's been a bit difficult to do updates over the last few days because of work schedules.

Jonbvn

Thanks K!

I was considering switching. Now the rates have changed there is no point.

Kazza242

Jonbvn wrote: »

Thanks K!

I was considering switching. Now the rates have changed there is no point.

You're welcome!

Yes, there's been a lot of rate changes over the last week. It might be worth hanging on until late Feb/early March before switching as there's bound to be a lot of new ISA launches then.

A lot of MSEs will be transferring out of the Barclays Tax Beater ISA over the coming months, so it'll be interesting to see what is available then.