📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Do any credit cards offer 0% on purchases AND balance transfers?

Options
My daughter wants to transfer her Egg balance to another card (yes, I've written about this before!) and is wondering if there are any out there which offer 0% on both purchases and balance transfers?

She wants to avoid the fairly high interest on Egg but still needs to make occasional purchases for her car.

Any help would be great. We'll get there in the end!

Thanks very much,

Carrie :)
Money, money, money, must be funny, in the rich man's World!
«1

Comments

  • Galstonian
    Galstonian Posts: 1,292 Forumite
    I believe Nationwide still do, best check before applying though.
  • Beancounter
    Beancounter Posts: 1,076 Forumite
    The Amazon Card from the Halifax has 6 months 0% on both purchases and bts and you get £15 worth of loyalty points (redeemable at amazon.co.uk)when you first use the card.
  • littlewren
    littlewren Posts: 1,995 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for your replies. I've just noticed while looking at Tesco's website, that they also have 0% on balance transfers and purchases. Are they worth considering?

    Thanks,

    Carrie :)
    Money, money, money, must be funny, in the rich man's World!
  • Reaper
    Reaper Posts: 7,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes, that is a good card. It even gives you Clubcard points if you collect them.
  • The Halifax One card offers 9 months 0% on both BT's and purchases.
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
  • littlewren
    littlewren Posts: 1,995 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Martinslovechild (are you really? LOL) I think my daughter will probably opt for that one. :)
    Money, money, money, must be funny, in the rich man's World!
  • littlewren wrote:
    Thanks Martinslovechild (are you really? LOL)
    I'll let you decide, littlewren ;)
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    Intelligent finance offer 0% on spending and balance transfers
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    For a list of most current deals go here - from FT.com's credit card portal - and follow it down as far a 'Yorkshire Bank'. Below that are cards giving 0% on balance transfers only and below those are cards that are 0% on purchases only

    [It's not definitive but it does update regularly - probably weekly - and allows you to see at a glance when card issuers have changed their offers - sometimes making them better, and sometimes less good]
    .....under construction.... COVID is a [discontinued] scam
  • littlewren
    littlewren Posts: 1,995 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Milarky, that's a really useful page. :)
    Money, money, money, must be funny, in the rich man's World!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.