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payday loan helpp!!

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  • opinions4u
    opinions4u Posts: 19,411 Forumite
    RomaN wrote: »
    I just wish people would check and re-check the T&C's of these type of companies before it is too late... :(
    I just wish they'd budget and save a few coppers instead of using loans and overdrafts!
  • I just wish they'd budget and save a few coppers instead of using loans and overdrafts!

    it seems to be a non chattable subject on here !!! i totaly agree with your comment
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    opinions4u wrote: »
    I just wish they'd budget and save a few coppers instead of using loans and overdrafts!

    How very dare you!!!!
  • Niv
    Niv Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bigadaj wrote: »
    How very dare you!!!!

    Nothing wrong with opinons4u's comment. I have yet to see an SOA on here where no cut backs were possible.
    YNWA

    Target: Mortgage free by 58.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Irony bypass maybe?
  • rich_months
    rich_months Posts: 110 Forumite
    KingElvis wrote: »
    Wow, what a pickle some people work themselves into.....

    A pickle indeed. I've been personally dealing with my Sister's financial mess over the past few months (which also involves PDLs, kids, benefits etc), but this one seems particularly messy.

    OP - I have a few strategies that may be of assistance. Feel free to send me a DM and i'll email you a list of things to consider.
  • Niv
    Niv Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bigadaj wrote: »
    Irony bypass maybe?

    Yep, that would be the one! :):)
    YNWA

    Target: Mortgage free by 58.
  • zaffyro
    zaffyro Posts: 5 Forumite
    Some important points to remember - when it is quick and easy to apply and qualify for a particular loan, then the more that we should be careful with our decision. Another important thing to remember is the fact the authorizing debit transfer will provide the loan company access to your bank account as far as the amount you borrowed is concerned.
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