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where to find my sons bank account

2

Comments

  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Chances are it is in a savings acccount re the child. This means the account is in her name but with the child's name on the account.

    It is unlikely you will be able to force her to hand over the money. Funds in a bank account belong to the person who owns that bank account. Even if it being re made it the child's property, that would not mean you could have access to it, because you are not the child.

    It is entirely possible she intends to hold onto the money until the child is 18, as per your own instruction to keep it safe for your son so you won't spend it. She may well be under the impression that you will spend it. Either way you have no way to extricate it from her short of court, which would be massively expensive.

    How much money are we talking about here?
    urs sinserly,
    ~~joosy jeezus~~
  • rainbow93
    rainbow93 Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    thanks for your replies. re-Jeremy Kyle-my mother would be too middle class to go on there unfortunately.

    DCF- Ive tried phoning my mother in all 20 times and shes not answering.That is why I am so worried. this american woman pretended that she had moved and that it was a wrong number.

    Eventually this woman who I guessed is my mothers friend spoke to my mother and said she had the money but was keeping it.


    Well I wouldnt go out and splash my son's money. I asked her to put it in my other sons trust fund. Even sent her a card with all of the details on. so I wouldnt have access to it anyway. She's doing this out of spite. I wont go into details.

    I am scared that she will die and I cant find the money.

    My retired solicitor friend is going to help me draft a letter. But he did say that I could find a solicitor that would just do a letter. I think that would shock her into being honest. I cant see her lying in court -think she would have to admit.dont think she could keep up with the lies.

    Its a few thousand pounds.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Before you go to court, what evidence do you have that you actually gave her any money at all? Do you have bank statement, transactions to her bank account? Etc. If none, then your case is going to fall apart right there. Saying you are no longer friends is just more motive to want money from the other person.

    If its really a few thousand pounds then she might decide to show your letter to someone who would give them similar advice and just leave you further out of pocket.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Yesterday, you said:
    rainbow93 wrote: »
    I gave some money for my mother to keep for my son so I wouldnt spend it.

    Today, you say:
    rainbow93 wrote: »
    Well I wouldnt go out and splash my son's money.

    Can you see that there are some inconsistencies?
    rainbow93 wrote: »
    I asked her to put it in my other sons trust fund.
    On the face of it, it doesn't seem a good idea to put money for one of the boys into a trust fund which is for the other boy. But assuming this would have been the right thing to do: why did you not do it yourself?

    These are questions a solicitor and a judge would be interested in, if you will indeed use a confrontational approach. Writing a personal letter sounds a good idea if you and your mum are not able to speak to each other at present . Using a mediation service might be another. E.g. http://www.thefma.co.uk/
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    I'm not convinced there's enough here to win a court case.

    Mother could claim that the payments were a gift? Any evidence (real, court-like evidence) that the payments were for the child?

    Rainbow - leave it a while. She's seems to hurt about something. Do you really believe she would steal her own grandson's money? Perhaps she's being a stubborn old gal and "trying to teach you a lesson" about something you quarreled about ...?

    just sit tight and maybe give her some space ...?
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • rainbow93
    rainbow93 Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker

    On the face of it, it doesn't seem a good idea to put money for one of the
    boys into a trust fund which is for the other boy. But assuming this would have
    been the right thing to do: why did you not do it yourself?

    The child trust funds hadnt started then for the first son otherwise I would have done.

    Im just an over cautious person and dont believe I would have spent any of the money but thought it was safe with my mother. I know it does seem like an inconsistency but its just me being an anxious person.

    The mediation service sounds good. I did contact RELATE but they dont offer that service with regards to finances.

    I dread the thought of court. I am willing to take a lie detector test but do they allow these in court?

    Yes Debt Free Check -she is stubborn. I cant see her lying in court though. I think she would have to admit it. I think she would do it beforehand. Before the court started. Unless she didnt turn up to court. Could she get a solicitor to stand in for her? Are they allowed to do that? What if she didnt turn up to court and made an excuse that she was ill?
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    I fail to see what going to court would achieve. You handed the money over to be invested for your son; all you mother has to say is that she has done this, and provide some eveidence: case over, expenses on you.

    The important word is gave, you didn't lend it, so she is under no obligation to return it to you, only to your son, and probably only when he reaches 18.
  • central
    central Posts: 202 Forumite
    Part of the Furniture Combo Breaker
    Why doesn't your son ask her for it back?

    If she is of an age where you think she may die surely your son is old enough to ask for it?
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    I do have a lot of sympathy and understanding for family feuds -- - but do you really want to take your mum to court over a few thousand pounds? Is that how you want your sons to remember their dad and their grandma, in court?

    Please please please please fully exhaust a mediation service (if friends and family can't mediate) before you do that. She is your mum, you are her son, your sons are her grandchildren, you are the father of your kids - - - none of you can ever change that.
  • rainbow93
    rainbow93 Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    agrinnall wrote: »
    I fail to see what going to court would achieve. You handed the money over to be invested for your son; all you mother has to say is that she has done this, and provide some eveidence: case over, expenses on you.

    The important word is gave, you didn't lend it, so she is under no obligation to return it to you, only to your son, and probably only when he reaches 18.

    I didnt give it her to keep. I want the evidence to know where it is so I can check she hasnt spent it on herself. If its in an account where my son can access it at 18- then fine.He needs to know where the money is or he will never access it.

    I want the details and books handed over so Ive got proof she hasnt spend it on all her foreign holidays she takes.for my son to get it when hes older. It will be a sick joke on us if she dies and he never gets the money.

    My son is at primary school so legally cant ask for it.

    Innovate -she has only seen one grandson 3 times so he doesnt know her. The relationships broken down.
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