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Barclays new account system

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  • MissyD_2
    MissyD_2 Posts: 129 Forumite
    Just an update, so I ditched the Barclay's Additions Active account (well stopped paying for it, I still have the account I just don't bank through it fro everyday stuff). I opened a First Direct Current account in Sept '12 and First Direct successfully switched everything for me in Oct '12.
    WRT, RAC cover from Barclay's, the one time I did call when I had broken down less than 4 weeks after getting my licence they were more than useless passing me around from pillar to post claiming I wasn't registered even though I had checked all this beforehand as I had my own car on my provisional for almost 2 years!

    MissyD wrote: »
    Ok, so I came here looking to find out if my existing Barclay's Additions Active account is worth it or can I get better elsewhere (e.g, First Direct; £125 cash-back, £250 overdraft, 8% saver acc., which is a + as I'm currently saving approx 1/2 my earnings a month for a 5-10% deposit for my 1st house) @ £15.00 p/m (I know!! I hear you...£15??!! !!!!!!??!!!) if you could bear with me, this fee comes with the following:
    £300 Interest-Free Agreed Overdraft
    Roadside cover (RAC, I think)
    Annual Travel Insurance
    Mobile Phone Insurance
    Electrical appliance cover - if registered within 30 days(never remember to register items)
    (There maybe some other stuff like Will Writing Service which I don't use)

    So is this account overpriced?
    Are there better deals out there?

    Any advice, experiences, knowledge or information is greatly appreciated.

    Thank you
    TARGET Deposit for my 1st house!:A NEED£30k:eek: WANT£45k GOT 1stDRegSaver:£1200@ 6% GROSS 1/10/15||SantanderISA:£11,820.41 @ 2.30% 16/04/16| Newcastle BS ISA:£15,149.80 @ 3.02%|Santander123 Cashback earnings: £274.48|TotalCashSavings:£32,302|Last Update:22/2/15:T
    blue-10.png
    10 year anniversary
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