The Jubilant June NSD Challenge

kerri_gt

Hey guys, just checking in for the last couple of days, had hoped to catch one last NSD yesterday but got OH some hayfever tablets as he's been suffering so that put the kaibosh on that. Today was hair cut day so deff not a NSD but I can now be seen out in public again :rotfl: Also had boot camp before my hair appt - honestly, whose silly idea was it to go running about a field at 10am on a sat :eek: Came home after hair appt and finished painting the garden furniture, cut some of our overgrown plants, put some washing in and finally had dinner. Totally cream crackered.

How on earth is it the end of june already :eek: see you all on the July thread x

ladymay

13/12 for June :j:j:j

IF

July's NSD Thread - Click here

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Frodobaggins

An unexpected NSD for me today.

freebyfifty

Good Morning

July already and it feels like October outside :mad: I hope my ice cream prizes isn't what put the jinx on it


Well done to everyone who claimed their last NSD of June



Badger – Well done on NSD #11. :j:j A giant YAY right back at ya.:rotfl:

Deep in – NSD #13 for you :j:j and your target exceeded. :T Well done, that’s brilliant. :T

Dragon – You did it :T snuck that last one in taking you up to NSD #15 and your target met. :j:j Well bloomin’ done. :T

Frodobaggins – Another NSD captured. :j:j I’m not sure what tha takes you up to but I’ll add one more when I do the front page. Well done. :T

Ladymay – Well done for NSD #13 and exceeding your target.:j:j You did so well this month, are you ready for another brilliant month in July? :T

Marmite – NSD #17 and target exceeded. :j:j Course you can have your prize.:) Well done. :T

ModestyB – Well done for getting NSD #12. :j:j That’s still a brilliant number to get so you should be delighted with yourself.:T Well done.:T

Phoenix – NSD #16 is a brilliant number to end the month on. :j:j Well done. :T





And hello to

Kerri – My goodness woman, do you ever sit down?????? :rotfl:

freebyfifty

As predicted June ended the way it started - with a spendy day :mad: which means I end June with a, not too shabby, 24 NSDs :j:j


See you all in July
https://forums.moneysavingexpert.com/discussion/comment/54165615#Comment_54165615

freebyfifty

I have added some little prizes for everyone who didn't quite reach their target *prays the pictures have worked*

Every NSD is a good NSD

OutofDebt-NOT-OutofDanger

An unexpected NSD yesterday making 23 for June.

Learning2Budget

11/12 for June which i figure is pretty good going for an expensive month. Onwards n upwards i say. See you in July folks. L2B.x

emslovesmickey

Last day of June was a spend day cos we went out for my brothers engagement meal. Had a great time and even went up and sang a couple of songs with my little brother. I know it doesn't sound like much but i love singing but have an issue with singing in front of people - my throats clams up. This is the first time i've ever done it.