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Go TEAM GB July NSD Challenge
 
            
                
                    freebyfifty                
                
                    Posts: 3,189 Forumite                
            
                        
            
                    Welcome to the July No Spend Day (NSD) thread!!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Here are some threads to help keep us on the straight and narrow, if you know of others, please post.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Making chocolates or sweets
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
https://forums.moneysavingexpert.com/discussion/3985661
[threadbanner]box[/threadbanner]
                We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Here are some threads to help keep us on the straight and narrow, if you know of others, please post.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Making chocolates or sweets
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
https://forums.moneysavingexpert.com/discussion/3985661
[threadbanner]box[/threadbanner]
Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
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            Well, if nothing else I'm predictable :rotfl:
 Go TEAM GB !!!! Lets see if we can set ourselves a target just a little bit higher than normal. Well - if they can do it - so can we  Bronze Bronze Silver Silver Gold Gold Target Exceeded Target Exceeded
 The NSD Athletes
 Abundant – 15/
 Badger – 12/12 Target Reached 
 Beanielou – 16/16 Target Reached Target increased 20/20 Target Reached Target increased 20/20 Target Reached Target increased 22/22 Target Reached Target increased 22/22 Target Reached Target exceeded 24/25 Target exceeded 24/25 
 Bdini – 15/15 Target Reached 
 Bottleofred – 17/16
 Brummie – 15/1
 Chris81418 – 19/
 Cuddlymarm – 20/
 Deb4 – 12/12 Target Reached Target exceeded 12/20 Target exceeded 12/20 
 Debtfree – 12/
 Delilahh – 15/15 Target Reached Target exceeded 15/16 Target exceeded 15/16 
 Deep in – 10/10 Target Reached Target increased 15/12 Target increased 15/12
 Donna d – 15/15 Target Reached 
 Dragon – 10/10 Target Reached Target increased 15/15 Target Reached Target increased 15/15 Target Reached Target exceeded 15/16 Target exceeded 15/16 
 Emsloves- 15/15 Target Reached Target exceeded 15/18 Target exceeded 15/18 
 Fae – 17/17 Target Reached Target exceeded 17/21 Target exceeded 17/21 
 Firestronaut – 3/2
 Freeby – 18/18 Target Reached Target increased 22/22 Target Reached Target increased 22/22 Target Reached Target increased 25/25 Target Reached Target increased 25/25 Target Reached Target exceeded 25/27 Target exceeded 25/27 
 Frodobaggins – 12/12 Target Reached Target increased 16/16 Target Reached Target increased 16/16 Target Reached Target exceeded 16/20 Target exceeded 16/20 
 HiddenIdentity – 15/4
 Hotspur – 7/3
 Ifwishes – 17/17 Target Reached 
 Igamogam – 10/10 Target reached 
 Iwantto – 10/
 Jaffacakegal – 15/4
 Kelfen – 6/4
 Kerri gt – 12/12 Target Reached Target exceeded 12/13 Target exceeded 12/13 
 KissyKaren – 11/2
 Ladymay – 15/2
 Learning2 – 12/12 Target Reached 
 LMH – 10/
 LM Uni-debt – 10/
 LondonGirl – 10/3
 Lotti379 – 10/5
 LunaLady – 12/
 Marmite – 16/16 Target Reached Target increased 19/19 Target Reached Target increased 19/19 Target Reached Target exceeded 19/20 Target exceeded 19/20 
 Marshmallow – 4/
 Muffin man – 10/5
 Munchin – 10/2
 ModestyB – 15/8
 Mummy2 – 25/4
 Natlie – 12/
 Nellie77 – 10/4
 OML – 10/2
 Oodnood – 20/20 Target Reached Target exceeded 20/27 Target exceeded 20/27 
 Phoenix – 18/2
 Poohbear – 15/13
 Pip’s mum – 20/11
 Redouble – 10/10 Target Reached Target increased 17/14 Target increased 17/14
 Rising – 10/10 Target Reached 
 Slowlyfading – 16/12
 Southernbelle – 20/
 Spoony – 22/22 Target Reached Target exceeded 22/24 Target exceeded 22/24 
 Squidgy – 15/2
 Stripeygirl – 12/12 Target reached Target Exceeded 12/20 Target Exceeded 12/20 
 Wannabee – 15/7
 Wouldbe – 4/Free by FiftyDebt of the Moment -August NSD Challenge 14/150
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            This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here
 Abundant - 5-in-a-row
 Badger - 3-in-a-row Target Met 4-in-a-row 4-in-a-row 
 Beanie - 6-in-a-row
 Chris81418 - 6-in-a-row
 Debtfree - 3-in-a-row
 Deep in - 3-in-a-row Target Met 4-in-a-row 4-in-a-row 5-in-a-row 5-in-a-row 6-in-a-row 6-in-a-row 7-in-a-row 7-in-a-row 
 Delilahh - 4-in-a-row Target Met 
 Dragon – 3-in-a-row
 Fae - 4-in-a-row Target Met 5-in-a-row 5-in-a-row 6-in-a-row 6-in-a-row 7-in-a-row 7-in-a-row 8-in-a-row 8-in-a-row 9-in-a-row 9-in-a-row 
 Freeby - 5-in-a-row Target Met 6-in-a-row 6-in-a-row 7-in-a-row 7-in-a-row 8-in-a-row 8-in-a-row 
 Frodobaggins - 4-in-a-row Target Met 5-in-a-row 5-in-a-row 
 LunaLady – 3-in-a-row
 Marmite – 4-in-a-row Target Met 
 OodNood – 5-in-a-row Target Met 6-in-a-row 6-in-a-row 
 Redouble - 5-in-a-row Target Met 
 Rising - 4-in-a-row Target Met 
 Squidgy - 4-in-a-row
 Wannabee – 4-in-a-rowFree by FiftyDebt of the Moment -August NSD Challenge 14/150
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            Hi lovely NSD gang:A
 As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
 Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
 Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
 1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
 Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
 2. It is NOT a race!
 We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way 
 3. Most important of all, WE..DO..NOT..FAIL!
 Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet. Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
 OK, an idea of how some of us do things.
 1. What you will or will not include as a 'Spend'.
 Some people are doing other challenges too, & don't include the money spent on those for this one.
 Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic & have been l-o-n-g time Nsders so don't panic 
 Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet 
 Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
 General thoughts on €bay sales is the buyer has paid P&P so no cost to you 
 2. It takes Time to reach mega-numbers!
 The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline 
 It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!) (**mine's jam jars for windows, milkman & a bit towards the bills!)
 3. Any day the money stays in your pocket is a bonus!
 If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile 
 We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained 
 And Remember;
 there are no silly questions, so don't be afraid to ask us anything!Free by FiftyDebt of the Moment -August NSD Challenge 14/150
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            Popping on to say I am in I am going for a modest 10 this month as it is a very busy time for me x I am going for a modest 10 this month as it is a very busy time for me x
 Sorry freeby, not sure what to suggest for the piccies not showing - I have never uploaded one before Be the change you want to see in the world - Gandhi Be the change you want to see in the world - Gandhi
 OU - DD100 (P ), DSE141 (D :j), DSE212 (P ), DSE141 (D :j), DSE212 (P ), ED209 (02/12), DXR222 (07/12) SD226 (02/13) ), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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            Can I start with 10 and three in a row please Freeby?Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup 
 NSD 15/20, OS WL 21-6 (4) C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43 C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43 Every Penny's a Prisoner Every Penny's a Prisoner 0 0
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            Woohoo new thread! :hello: everyone 
 Can I be put down for 16 NSDs please?
 Also, when did it get to July?! :eek::eek:Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
 Personal Finance Blogger + YouTuber / In pursuit of FIRE
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            Hi All,:wave:
 Wow, first half of the year already gone:eek::eek:
 I'll go straight in for 20 this month with a target of
 5 in a row."Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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            Big Thank you to Freeby for doing this months NSD thread xx 
 Thanks to LMH and BDINI too for the updates xx  
 Could you put me down for 17 NSD's please :beer:"If wishes were horses, then beggars would ride"
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            Hi All
 Can you put me down for 12 for July 
 Deb
 Make £2022 in 2022 #69 £2247.73/£2022
 Make £2023 in 2023 #4 £395.92 /£2023
 Declutter 2023 in 2023 35/20230
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            I will put in for 12 please I jsut had a tin of value baked beans for lunch - going to look at the canned foods website to see if I can do anything more interesting for lunch tomorrow DMP 2021-2024: £30,668 £0 🥳 DMP 2021-2024: £30,668 £0 🥳
 Current debt: £7823.62 7720.52 7417.940
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