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The Jubilant June NSD Challenge
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Hello everybody. Just popping in to report NSD 13 for today x0
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Flying round up tonight!!
Targets met today:
marmiterulesok – well done for number 16 & target met, no objections from me!! :j:j
& thanks for the luck, I think I’ll need it!!
Frodobaggins – Woo Hoo well done for number 12 & target met!! :j:j
Lots of NSDs rolling in today, so well done to:
freebyfifty – well done for number 21, glad you are having a break soon, you deserve it!! :j:j
jaffacakegal – well done for number 11!! :j:j
So sorry to hear you are still having trouble with your friend, but I echo what has been said, if you’re chap is a good un he’ll hang around… I’ll be keeping my fingers crossed, do let us know if you hear from him.
LunaLady – well done for number 8!! Freeby will increase your target to 10 when she updates the front page. :j:j
ladymay – well done for number 10, you’re doing great!! :j:j
The Dragon – well done for number 13, you’re doing great!! :j:j
ifwisheswerehorses... – well done for number 16, & huge thanks for being such a star on the pictures front!! :j:j
Nargleblast – well done for number 10, sometimes work does have it’s advantages!! :j:j
deep in - well done for number 10 you’re doing great!! :j:j
kerri gt – well done for number 17, & yum to the oatcakes!! :j:j
bottleofred – well done for number 16!!
:eek: to the rain, but glad you made it home safe!! :j:j
ModestyB – well done for number 10, keep going, every one counts!! :j:j
stripeyjumpergirl - well done for number 13, you’re doing great!! :j:j
And hello to:
LittleMissHappy – wow that hotel looks just fab, have a fantastic time!!
& number 14 for me today, fingers crossed i'll hit my target tomorrow! :j:jFebruary NSD challenge 5/150 -
Bit late tonight but NSD #22 in the bag:j:money::j"Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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Number 11 in the bag today. Went out after reffing for a quick one but my boss bought my drink
I'm really sorry but I'm not available any of those days to help out. If it changes I'll let you know...2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0 -
Hi everyone
3NSD means I've reaced my target of 10NSDs.
These were 17,24 and 26 June.
DFFRBS £2,043.50 @0% until April 2014
Virgin £2,522.78 @ 0% until November 2015
Total Debt £4,566.28
SPC 7 315. Emergency Fund 300/1000.0 -
Good Morning
NSD #22 and third target met for me yesterday :j Might even squeeze in another one before the end of the month
Have a great dayFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
LittleMissHappy wrote: »I can do 7th, 8th and 13th freeby - surprisingly I am actually going to be home on those days
Thank you LMH, but it seems like an awful lot for you to be doing on top of your own days :A
[STRIKE]Saturday 7th July[/STRIKE] - LMH :A
[STRIKE]Sunday 8th July[/STRIKE] - LMH :A
[STRIKE]Friday 13th July[/STRIKE]- LMH :A
Saturday 14th July
[STRIKE]Sunday 15th July[/STRIKE] - Marmite :A
Monday 16th July
[STRIKE]Tuesday 17th July[/STRIKE] - Marmite :A
Only two more updates to cover or if anyone wants to take the load off LMH, I'd be very grateful - thank youFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Update from the July thread
[STRIKE]Saturday 7th July [/STRIKE]- LMH :A
[STRIKE]Sunday 8th July[/STRIKE] - LMH :A
[STRIKE]Friday 13th July[/STRIKE]- LMH :A
[STRIKE]Saturday 14th July [/STRIKE]- Spoony :A
[STRIKE]Sunday 15th July [/STRIKE]- Marmite :A
[STRIKE]Monday 16th July [/STRIKE]- Spoony :A
[STRIKE]Tuesday 17th July [/STRIKE]- Marmite :A
I have tried to spread them out but LMH is still doing an awful lot if you count her ownso if anyone out there would like to take the load off her a bit that would be great
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
freebyfifty wrote: »Update from the July thread
[STRIKE]Saturday 7th July [/STRIKE]- LMH :A
[STRIKE]Sunday 8th July[/STRIKE] - LMH :A
[STRIKE]Friday 13th July[/STRIKE]- LMH :A
[STRIKE]Saturday 14th July [/STRIKE]- Spoony :A
[STRIKE]Sunday 15th July [/STRIKE]- Marmite :A
[STRIKE]Monday 16th July [/STRIKE]- Spoony :A
[STRIKE]Tuesday 17th July [/STRIKE]- Marmite :A
I have tried to spread them out but LMH is still doing an awful lot if you count her ownso if anyone out there would like to take the load off her a bit that would be great
I could do the 8th,if that helps.
BTW,thank you for my lovely front page prize.I might just get one more in.0 -
July's NSD Thread - Click herefreebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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